U-Shield is a digital certificate that identifies customers in the form of clients on the Internet. Introduced by Industrial and Commercial Bank of China in 2003, [1] is a national patent product.
It has a built-in micro smart card processor, uses 1024-bit asymmetric key algorithm to encrypt, decrypt and digitally sign online data, and then transmits it to online banking for verification. With non-replicability, it can effectively prevent payment risks and ensure the safety of customers' online payment funds.
With U shield, you don't have to worry about hackers, fake websites, Trojan viruses and other risks. When you do online banking. U shield can ensure the safety of your online banking funds. Customers who use login password and payment password need to protect your card number and password when handling online banking external payment business, ensure that the computer that logs in online banking is safe and reliable, update anti-virus software regularly, download patches in time, do not open unknown programs, games and emails casually, and maintain good online habits; If you can't do it at all, don't worry, using U shield is your best choice. As long as your login card number, login password, U shield and U shield password are not disclosed to one person at the same time, you can safely use online banking.
In addition to U shield, ICBC has also introduced a series of security measures: alias login (different from the custom login method of traditional account login), double password control of login password and payment password, and payment amount control to ensure customer safety; Identify and prevent counterfeit bank websites through website verification, website certificate verification (click on the "encryption lock" diagram at the lower right of ICBC website) and reserved information verification.
Convenient payment
With U Shield, you can easily transfer money, remit money, pay and shop online, without being limited by various payment quotas.
be versatile in performance
With U Shield, you can sign a personal financial agreement through online banking and enjoy the unique financial services of ICBC.
With the U-Shield, you can also bind ICBC's U-Shield with Alipay account, and log in to Alipay with U-Shield authentication to ensure the financial security of Alipay account.
In order to help netizens guard against online payment risks and promote the development of e-commerce industry, China Industrial and Commercial Bank cooperated with Alipay, a subsidiary of Alibaba, to launch a digital certificate sharing project. After the customer binds the ICBC U-Shield to Alipay account, he must insert the ICBC U-Shield and log in to Alipay before he can make payment, cash withdrawal and recharge. Customers can only query Alipay without using ICBC U shield. Therefore, Alipay customers only need to bind ICBC U shield. Even if the account number and password are accidentally leaked, as long as the ICBC U shield is in hand, the account funds can still be guaranteed to "sit back and relax".