What are the millions of medical insurance that are suitable for people with three highs? It mainly depends on whether they are underwritten or products with loose health information and high cost performance. Take the following products as examples:
1, the pursuit of health is very loose and the price is low.
For example, everyone is mutually beneficial, e-student.
Only one thing benefits all parties: whether the insured has suffered from diseases in the past: cancer (including cancer in situ), uremia, severe aplastic anemia, heart valve disease, brain tumor and cirrhosis; Have the following organs been removed: eyeball, lung, liver, pancreas, spleen, kidney, stomach, intestine (duodenum, jejunum, ileum, colon, rectum) and reproductive organs?
Then you can mention the million-dollar medical insurance suitable for the three-high population, which can be mutually beneficial, and health notification is not involved.
The advantage of this product is that there is very little health notification, the waiting period is 30 days, and the insured occupation is limited to 1-6 occupation, covering 1 10,000 hospitalization insurance, providing cancer hospitalization and non-cancer hospitalization, and ensuring that it is quite satisfactory. 30 years old, insurance 160 yuan for one year, and the price is low.
2. Products suitable for middle-aged and elderly people
For example, Ping An I Kangbao old-age medical insurance (three high version)
Usually, the elderly suffer from "three highs", and millions of medical insurance suitable for the "three highs" people are mentioned. In order to cater to this group of people, Ping An I Kangbao Old-age Medical Insurance (Three High Edition) provides such protection, covering 2 million cancer medical reimbursement and 200,000 accidental medical reimbursement.
You can also attach the safeguard responsibility of proton heavy ion medical additional package, special drug additional package for malignant tumor and accidental injury additional package.
3. Other types of underwriting products:
Such as Huimin insurance
In fact, it is rarely mentioned that millions of medical insurance is suitable for people with three highs. The Huimin insurance plans on the market are very good, regardless of age, occupation and past diseases.
It can be regarded as a compressed version of the million-dollar health insurance plan. Some mainstream Huimin insurance products on the market are usually hospitalization in the medical insurance catalogue+hospitalization outside the medical insurance catalogue+reimbursement of some high-priced drugs. Although the responsibility of underwriting is not as good as that of millions of medical insurance, many core guarantees similar to millions of medical insurance can also be used as substitutes.
The content analysis of millions of medical insurance suitable for the three high people is introduced here, hoping to help everyone.