According to the data released by Project 360, as of September 20021,Project 360 has applied for 99 1 invention patents, most of which involve the application of artificial intelligence algorithms, the whole process management of big data risk control, and the AI voice robot platform, which can be applied to the financial field.
The so-called IOE refers to IBM minicomputers, Oracle databases and EMC storage devices. The IT system composed of these three international giants has always been the "standard" of enterprise informatization in China.
360 main body can make use of the underlying network, storage, architecture, middleware and upper application to tailor a completely independent R&D technology system for the financial institutions it serves.
In the aspect of privacy data security mechanism, Project 360 independently developed high-trust technologies of the whole station, including software and hardware integration, full-link encryption, and related research and development of secure containers based on zero trust.
In the field of credit risk prevention and control, Project 360 continues to develop algorithm dimensions. The invention patent GBST algorithm takes the most popular frontier model "survival analysis model" in the field of credit risk analysis as the breakthrough point, and combines with the integrated tree model to describe the changing trend of risk over time more accurately, so as to make more accurate risk decisions. In addition, in terms of data security, 360 Department and 360 Group have reached efficient cooperation in technology and data security, including tens of millions of black and gray list databases, phishing and other information.
"The trend of technology and the trend of the whole industry complement each other. Now is a good time to break the original advantages and build new barriers. " Fei Haojun, chief algorithm scientist of 360 Mathematics Department, believes that the future development needs to focus on three major directions: first, the construction of refined business capabilities, second, the ability to understand customers should be continuously strengthened, and third, the construction of IT infrastructure and architecture capabilities.