Yes, Ant Financial enterprise credit loans needs to open a corporate bank card. Bank cards can be used to authenticate corporate accounts, facilitate effective fund settlement, and can be used for payment and repayment after fund operations such as lending.
Is Ant Financial Loan Reliable?
Ant Financial Loan is still very reliable, and users can use a variety of products under Ant Financial to make loans. Now Ant Financial owns Alipay, Ant Wealth, Sesame Credit and Online Merchant Bank; Knowing this, we can know how to use the loan.
Borrowing in Alipay can be used as a loan, which has a good effect on borrowers in the short term. When borrowing money, you can choose different repayment time, and everyone's loan interest rate is different. Support users to borrow and return, and many people are using it now.
Users can also borrow money through online business loans, which are loan products serving small and micro enterprises and entrepreneurs. When users apply for a loan, they don't need a mortgage. Pure credit loan application is particularly fast and repayment is more flexible. Users can repay in advance, and the loan amount is not stipulated. There is no other cost except interest.
After using this function, users must repay the loan on time and never overdue, which is quite unfavorable to borrowers; Moreover, overdue records will be uploaded to the credit information center, which will have a bad influence on personal credit, and it will be even more difficult to borrow money in the future.
What is the annual interest rate of Alibaba's ant financial service loan?
The annual interest rate is 16.425%.
Ant Financial Services mainly includes businesses such as flowers, loans, installment, and online business loans. Many people have used flowers and borrowed money. Since it is loan interest, it is indispensable. Mainly depends on the interest of borrowing money. The daily interest of borrowing money is 0.045%, and the monthly interest is 13.5%. The annual interest rate is 16.425%.
Extended data
Ant Financial Services has sub-business segments such as Alipay, Yu 'ebao, Zhaocaibao, Ant Wealth, Online Merchant Bank, Ant Flower Shop, Sesame Credit, Ant Financial Cloud and Ant Guest.
Alipay, a subsidiary of Ant Financial, is a life platform based on everyone's real name and trust. From its establishment in 2004 to the end of 20 15, Alipay has reached cooperation with more than 200 financial institutions, and its expanded service scenarios are also increasing.
Alipay is committed to the development and innovation of technology. According to the data of 20 15 double eleven, Alipay's peak transaction processing capacity has reached 85,900 transactions per second.