Why are small apartments so popular? What are the reasons to buy it? Knowing the pros and cons is key. Small-sized houses have unique advantages and characteristics compared to the common houses that are just needed, so they can attract the attention of a certain group of people. So, what are its advantages?
1. First of all, the most important thing is that the apartment is small, the total price is low, and the purchase cost is relatively loose
Whether it is used for living alone or for investment, small apartments are more affordable than large apartments. Said, its biggest advantage is the low total price. If you purchase it through a bank loan, the down payment will be around tens of thousands of yuan, and the monthly payment will generally not exceed 2,000 yuan. The pressure of repaying the loan in daily life is relatively small. This should be a good choice for home buyers who are not financially strong. Today, with housing prices soaring day by day, the advantages of small apartments with low total price, low down payment, and low monthly payment make the dream of "home ownership" no longer so far away.
2. Strong transitionality
For most self-occupied home buyers, especially single aristocrats or newly married couples, they want to buy 3 or even 4 bedrooms at once. This kind of large apartment is quite difficult. Many people will tend to choose small apartments and wait until their wealth has accumulated to a certain level before considering buying a second home to improve their living environment. Therefore, small apartments can be used as a transitional product. After a few years, with larger and more comfortable houses, small apartments can be rented or sold. The beautiful idea of ??"rolling home ownership" can be easily realized on the carrier of small apartments. accomplish. It can be rented, sold or lived in, so its transitional nature is very strong.
3. Low investment risk
On the one hand, due to the low total price of small apartments, their investment threshold is relatively low. By choosing the location and decoration standards, you can generally use the monthly rent to repay the monthly payment to earn long-term stable income, or you can wait for an opportunity to sell and quickly withdraw funds. Compared with large apartments, because the total price is low, the opportunity cost is relatively small. Even if housing prices experience relatively large fluctuations, the losses will be relatively small. On the other hand, investing in small houses provides more stable returns than investing in stocks and bonds. Even if there is a major turbulence in housing prices, it will not be like a stock market crash, and investments will become a pile of waste paper. From this perspective, the risk is relatively small.
4. It is suitable for a wide range of people
Small-sized houses are not just for young people, they are also suitable for the elderly. Because the apartment is small, the functional areas are relatively compact, making living more convenient. The surrounding facilities are complete to facilitate the daily life of the elderly and so on. Generally speaking, small apartments are suitable for young people who have just graduated, newlyweds without children, elderly people, etc.
Of course, there are also some disadvantages in small-sized houses
1. The house type is poor and the housing acquisition rate
If the housing acquisition rate is lower than 65 and you buy such a house, Nearly half of the money was given to the public stall, which was really not cost-effective. At the same time, using a space that is too small will cause a lot of inconvenience. For example, after getting out of bed in a room that is too small, you will find that the remaining space can only hold a TV or a wardrobe, and no more furniture can be placed.
Only one person can stand in the bathroom, not to mention the bathtub, not even the washing machine, etc.
In addition, the depth and width of some small apartments are disproportionate, and the living room, kitchen and bathroom are on the same line, resulting in poor lighting and ventilation.
Although the "tube building" layout is an anachronistic design, it cannot be ruled out that there is still such a layout in the current new small-family residences. Anyone who has stayed in a standard hotel room should know very well that the design of such a room is basically a "secret kitchen and secret bathroom", which brings many inconveniences to the owners such as ventilation and lighting. Insufficient lighting and low usage are common problems in small apartments with poor design.
2. Unreasonable functional partitioning
The key to unreasonable design of some small apartments is that the design and equipment of some indispensable functional areas in daily life are ignored, such as : Space for washing machines and freezers, etc. For example, some small apartments have extremely small bathrooms and even omit dining rooms. If you often take baths, but there is no room for the bathtub in the bathroom, so you have to put it down, and there is no room to put the washing machine. If guests often come to your home, you need to organize the living room into a dining room when eating, and then restore it after eating.
In addition, many small apartments do not have balconies or have very small balconies, leaving no room to dry clothes after washing.
Therefore, when purchasing a small apartment, you must conduct an on-site inspection before making a decision to purchase. But it has to be said that small apartments are still worth buying due to their unique advantages.
(The above answer was published on 2016-01-04, please refer to the actual relevant current house purchase policies)
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