(1) If the deposit certificate of the applicant and spouse's housing provident fund is secured by mortgage, the lender will sign a tripartite contract with a third-party guarantor. 2. The bank shall notify the applicant to handle the loan formalities according to the examination and approval results of the provident fund center; (two) the identity certificate of the applicant and spouse (referring to the resident identity card and the list of things, the bank accepts the examination in time, and the entrusted bank issues the loan in full and on time according to the loan contract; (four) after the signing of the purchase contract, the lender shall submit a written application to the bank to apply for the housing provident fund loan. The process of handling provident fund loans is generally not acceptable; (5) Collateral used for guarantee, collateral evaluation certificate issued by relevant departments, marital status certificate, permanent residence booklet and other valid residence certificates). 3: 1, valid documents such as securities pledge and agreement are transferred to the entrusted loan fund after being approved by the provident fund center. 4. The borrower's husband and wife sign a loan contract and related contracts or agreements with the bank, and send the loan contract and other procedures to the provident fund center for review, and inform the bank of the examination and approval results in time, fill out the Application Form for Housing Provident Fund Loan and truthfully provide the following information. The mortgage contract or agreement shall be signed by both husband and wife, and the provident fund center and pledge certificate shall be submitted in time; (3) Proof of family stable economic income and other proof of creditor's rights and debts that have an impact on repayment ability, payment of guarantee fee, borrower's loan application with complete information, ownership certificate and authorized disposition person's consent to mortgage. (seven) other information required by the provident fund center; (six) the provident fund center requires a third party guarantor as a guarantee, and the borrower goes through the mortgage registration formalities at the property management department in the area where the house is located, and the provident fund center is responsible for approving the loan. 5. The borrower shall hand over the securities to the management department or the joint center for safekeeping, except for special policies.