] Investment and financial management is not the patent of the rich!

No, everyone can. It depends on how you manage your money. If you have spare money of100,000 or 50,000, you can use the wealth management gold card to buy wealth management products in online banking or bank counters. But only if you have a financial gold card. Priority can also be given to not queuing for savings business. You can't apply for a financial card until you have deposited 200 thousand or 300 thousand savings in the bank for at least one month.