It is recommended to apply for some small commercial banks. Which one depends on what is around you. Compared with Chinese, agricultural, industrial, commercial, recruiting and small businesses, it is easier to succeed.
If you must have a work certificate, you can also find a friend's company or open one by other means.
You said it was urgent, but I didn't know how urgent it was. Credit cards take at least one month from application to collection, and some even take two or three months to get them.