I. Notice on Doing a Good Job in Reporting Special Funds for the Development of Small and Medium-sized Enterprises in 20 10
All relevant units:
According to the spirit of the Notice of the Ministry of Industry and Information Technology of the Ministry of Finance on Printing and Distributing the Measures for the Management of Special Funds for the Development of Small and Medium-sized Enterprises (Caiqi [2008] 179) and the Notice of the Ministry of Industry and Information Technology of the Ministry of Finance on Printing and Distributing the Interim Measures for the Management of Credit Guarantee Funds for Small and Medium-sized Enterprises (Caiqi [20/KLOC-0] 72), According to the requirements of the Ministry of Industry and Information Technology and the Ministry of Finance "Notice on Doing a Good Job in the Application of Special Funds for the Development of Small and Medium-sized Enterprises in 20 10" (No.93 issued by the Ministry of Industry and Information Technology), the relevant matters concerning the application of special funds for the development of small and medium-sized enterprises in the autonomous region are hereby notified as follows:
I. Key Support Points of 20 10
(1) fixed assets construction project
1. Enterprise technical transformation project:
(1) structural adjustment project: a technical transformation project focusing on small and medium-sized enterprises in light industry, textile and electronic information industries, supporting the adoption of new products, technologies and new processes, and promoting industrial upgrading and industrial transfer;
(2) Specialized development projects: focusing on technological transformation projects for small and medium-sized enterprises that produce supporting products for enterprises in equipment manufacturing, automobiles, ships, steel, nonferrous metals and petrochemical industries;
(3) Energy conservation and emission reduction projects: technical transformation projects that mainly support small and medium-sized enterprises to apply energy conservation and emission reduction products; Technical transformation projects of energy-saving products manufacturing enterprises; Technical transformation project of centralized pollution control and emission reduction in industrial clusters;
(4) Job creation projects: the products to be supported mainly include the market, labor-intensive enterprises to fill jobs, technological transformation projects to increase jobs and deep processing projects of agricultural products.
2. Emerging industry construction projects: focus on electronic information, biotechnology, new energy and new materials, and support start-up enterprise construction projects in 2009.
3. Service environment improvement project.
(1) Small business environment renovation project: the focus is on renovation projects such as the site needed for small business development, corresponding public works and necessary public service facilities;
(2) Service-oriented enterprise transformation projects: the focus is on enterprise transformation and upgrading projects that provide technical services for small and medium-sized enterprises; Small and medium-sized enterprise industrial clusters, small and medium-sized logistics enterprise industrial clusters, industrial park storage conditions transformation and logistics information service platform construction projects;
(2) Guarantee (re-guarantee) business subsidy project
1. Guarantee business subsidy project: provide subsidies to qualified SME credit guarantee institutions (hereinafter referred to as guarantee institutions) for SME financing guarantee business in the second half of 2009.
2. Re-guarantee business subsidy project: subsidizing qualified credit re-guarantee institutions for small and medium-sized enterprises (hereinafter referred to as re-guarantee institutions) that provided general liability guarantee and proportional risk sharing services for guarantee institutions in 2009.
3. Premium subsidy project: under the premise of not raising other expenses, the low-fee financing guarantee business carried out by the guarantee institution in the second half of 2009 will be given premium subsidy.
(3) Subsidize enterprises to improve quality.
1. subsidy project for improving enterprise management level: a project that mainly supports small and medium-sized enterprises to apply information management systems to improve enterprise management level in daily office, finance, inventory, production process control, sales, etc.
2. Enterprise patent application funded projects: focus on supporting small and medium-sized enterprises to carry out patent development and application projects.
Second, the reporting conditions
(a) the basic requirements of the project construction unit.
1. Enterprises applying for technological transformation and enterprise upgrading projects must be established before June 2008, and enterprises applying for emerging industry construction projects are newly established in 2009; The reporting enterprise must meet the requirements of less than 2,000 employees, product sales income of less than 300 million yuan and total assets of less than 400 million yuan at the end of 2009; Each enterprise can only apply for subsidies once in the same year; Enterprises need to have independent legal personality, sound financial management system, good economic benefits, good accounting credit, tax credit and bank credit;
2. The guarantee institution applying for the project must be established and operated in accordance with the relevant laws and regulations of the state, with independent enterprise legal person qualification; Eligible guarantee institutions can apply for business subsidies and premium subsidies at the same time.
(two) the application conditions for fixed assets construction projects.
1. This project must be put on record. The project must be approved or put on record by the department or institution with the audit function of investment projects. It is a project under construction that will be completed before the end of 20 1 1 and the construction period will not exceed 2 years. The construction period of the project shall be subject to the time in the approval or filing documents. If the construction period is not specified in the approval or filing documents, the start date of project construction is the approval or filing time.
2. Project investment limit. The total investment of the project applying for free funding shall not exceed 45 million yuan, of which the investment in fixed assets shall not exceed 30 million yuan; The total investment of the project applying for loan interest subsidy shall not exceed 60 million yuan, and the investment in fixed assets shall not exceed 40 million yuan.
3. Specialized development projects. Small and medium-sized enterprises producing collaborative products should account for more than 50% of the total sales revenue in 2009.
4. Service environment improvement project. Can help enterprises to develop new products, open up markets, win orders, stabilize employment and increase jobs; The project will not requisition new land, but transform existing factories, infrastructure and other resource conditions.
5. Increase employment projects. After the completion of the project, the number of new employees in the enterprise must exceed 15% of the existing employees.
6. Requirements of new products, new technologies and new processes. It refers to the technology that the enterprise adopts the patented technology within the validity period related to the declared project, or has obtained the national key new product certificate and the provincial and ministerial new product appraisal certificate since 2007. Purchase technology should provide relevant proof of purchase.
7. The scope of energy-saving products. Refers to the products listed in the National Catalogue of Key Energy-saving Technologies Promotion (First Batch) (Announcement No.36 of the National Development and Reform Commission in 2008) and have entered the stage of popularization and application.
(two) the application conditions for enterprises to improve the quality of subsidies.
1. Subsidies to improve the management level of enterprises. It should be an enterprise that completed the project construction in 2008 and operated well in 2009, which significantly improved the deposit and loan turnover rate, accounts receivable turnover rate, operating profit rate and sales growth rate related to the project.
2. Enterprise patent application subsidy project. It should be an enterprise with more than 10 patented technologies accepted and authorized by the State Patent Office from 2007 to 2009 (including more than 5 invention patents), and the patented technologies have been used in products.
(three) the application conditions for the subsidy project of guarantee business. In the second half of 2009, the new guarantee business volume of guarantee institutions must reach 1.5 times the net assets and meet the following conditions:
1. Engaged in guarantee business 1 year or more (inclusive), and has no bad credit record;
2. In 2009, the new guarantee business of SMEs accounted for more than 70% of the total new guarantee business; The amount of new single guarantee liability is less than150,000 yuan (including150,000 yuan, the same below), and the guarantee business accounts for more than 70% of the total new guarantee business, or the amount of new single guarantee liability is less than150,000 yuan, and the guarantee business is more than 300 million yuan;
3. The amount of guarantee liability provided to a single enterprise shall not exceed10% of the net assets of the guarantee institution;
4. In that year, the new guarantee business volume was more than 3 times of the net assets, and the payout ratio was less than 3%;
5. The average annual guarantee rate shall not exceed 50% of the benchmark interest rate of bank loans in the same period;
6. The internal management system is sound, the operation is standardized, and the reserve is withdrawn according to regulations.
(4) Conditions for application of subsidy items for re-guarantee business. Re-guarantee institutions in the second half of 2009, the new guarantee business of guarantee institutions must reach 1.5 times the net assets and meet the following conditions:
1. Engaged in SME re-guarantee business with guarantee institutions as the main service object 1 year or above (including 1 year).
2. The re-guarantee business complies with relevant national laws and regulations, business management regulations and industrial policies, and the re-guarantee business of newly-added small and medium-sized enterprises accounts for more than 70% of the total re-guarantee business in that year; The amount of new single re-guarantee business with a re-guarantee amount of less than 6,543,805 yuan accounts for more than 70% of the total re-guarantee business, or the amount of new single re-guarantee business with a re-guarantee amount of less than 6,543,805 yuan is more than 2 billion yuan.
3. In that year, the newly-increased re-guarantee business volume reached more than 5 times of its net assets.
4. The average annual re-guarantee rate shall not exceed 15% of the benchmark interest rate of bank loans in the same period.
5. Sound internal system and standardized management.
Third, several requirements.
(a) to strengthen leadership, conscientiously do a good job in the use and management of special funds for development. Local small and medium-sized enterprise management departments and financial departments at the same level should strictly follow the relevant documents to ensure that the application work is completed on time, with good quality and quantity, and be responsible for the authenticity of the application materials.
(2) the number of declared projects.
Fixed assets projects: Yinchuan does not exceed 15, Shizuishan does not exceed 13, Wuzhong, Zhongwei, Guyuan and Development Zone do not exceed 8 respectively, and Yanchi and Tongxin County do not exceed 2 respectively; Among them, five cities and development zones must each contain two service environment improvement projects;
Guarantee subsidy projects: qualified guarantee institutions in all regions can declare;
Subsidies for upgrading enterprises: no more than 4 in Yinchuan, no more than 3 in Shizuishan, and no more than 2 in Wuzhong, Guyuan, Zhongwei and Development Zone respectively;
(3) Material requirements for the electronic version of the project. The project reporting unit logs on to China sme Information Network (), clicks on "National SME Development Special Fund Project Reporting Management System", downloads the project reporting software and instructions, fills in relevant information, and the project reporting software exports electronic files with the suffix "SME". The electronic documents of each project should have accurate data, complete information and clear scanned images.
(4) Requirements of the project for paper materials. The state has strict requirements on project application materials (see annex 1). The local competent department of small and medium-sized enterprises and the financial department shall, according to the requirements, review the paper materials submitted by the project unit.
(5) Project declaration requirements. Project declaration adopts the method of submitting both paper documents and electronic documents. Submit the application report of special funds for the development of small and medium-sized enterprises before 201May 3 10, fill in the summary table by project classification (see Annex 2), and submit the project application form and electronic files (electronic files with the suffix "sme" exported by the U disk copy declaration software). If it is reported within the prescribed time limit, it will not be accepted. The Autonomous Region Economic and Information Committee shall, jointly with the Department of Finance, organize relevant experts to review the submitted projects, and the qualified projects shall be submitted to the state.
Contact: Chang 'e
Tel: 095 1-5062824
Attachment 1: data requirements for project application. document
Appendix 2: Summary Table. document
20 10 May 19
Two. Interim Measures for the Administration of Credit Guarantee Funds for Small and Medium-sized Enterprises
Notice of the Ministry of Finance and the Ministry of Industry and Information Technology on Issuing the Interim Measures for the Administration of Credit Guarantee Funds for Small and Medium-sized Enterprises
[edit this paragraph] caiqi [20 10] No.72
Provinces, autonomous regions, municipalities directly under the Central Government, finance departments (bureaus) of cities under separate state planning, departments in charge of industry and information technology, departments in charge of small and medium-sized enterprises, Finance Bureau of Xinjiang Production and Construction Corps, and departments in charge of small and medium-sized enterprises: In order to standardize and strengthen the management of credit guarantee funds for small and medium-sized enterprises and improve the efficiency in the use of funds, the Ministry of Finance and the Ministry of Industry and Information Technology have studied and formulated the Interim Measures for the Management of Credit Guarantee Funds for Small and Medium-sized Enterprises. It is issued to you, please follow it. Attachment: Interim Measures for the Administration of Credit Guarantee Funds for Small and Medium-sized Enterprises. Ministry of Finance and Ministry of Industry and Information Technology 20 10 April 30 Attachment:
[Edit this paragraph] Interim Measures for the administration of credit guarantee funds for small and medium-sized enterprises
Chapter I General Provisions
Article 1 These Measures are formulated in accordance with the relevant provisions of the Budget Law of the People's Republic of China and other laws and regulations in order to standardize and strengthen the management of credit guarantee funds for small and medium-sized enterprises and improve the efficiency in the use of funds. Article 2 The SME credit guarantee fund (hereinafter referred to as the guarantee fund) is arranged by the central budget to support SME credit guarantee institutions (hereinafter referred to as guarantee institutions) and SME credit re-guarantee institutions (hereinafter referred to as re-guarantee institutions) in accordance with the SME Promotion Law of People's Republic of China (PRC) and Several Opinions of the State Council on Further Promoting the Development of SMEs (Guo Fa [2009] No.36). Article 3 The management of guarantee funds shall follow the principles of openness, transparency, directional use, scientific management and strengthened supervision, so as to ensure the standardized, safe and efficient use of funds. Article 4 The Ministry of Finance shall be responsible for the budget management of guarantee funds, the appropriation and disbursement of project funds, and supervise and inspect the use of funds. The Ministry of Industry and Information Technology is responsible for determining the annual support direction and focus of the guarantee funds, reviewing the declared projects together with the Ministry of Finance, and supervising and inspecting the implementation of the projects.
Chapter II Support Methods and Quotas
Article 5 Guarantee funds shall provide support in the following ways: (1) Business subsidies, and guarantee institutions and re-guarantee institutions shall be encouraged to provide financing guarantee (re-guarantee) services for small and medium-sized enterprises, especially small enterprises. The financing guarantee business of small and medium-sized enterprises carried out by qualified guarantee institutions shall be subsidized according to 2% of the annual guarantee amount; The financing re-guarantee business of small and medium-sized enterprises carried out by qualified re-guarantee institutions shall be subsidized according to no more than 0.5% of the annual re-guarantee amount. (two) premium subsidies, encourage guarantee institutions to provide low-rate guarantee services for small and medium-sized enterprises. Under the premise of not raising other expense standards, the financing guarantee business of small and medium-sized enterprises with a guarantee rate lower than 50% of the bank's benchmark loan interest rate for the same period shall be subsidized, and the subsidy ratio shall not exceed the difference between the bank's benchmark loan interest rate of 50% and the actual guarantee rate. (three) capital investment, to encourage guarantee institutions to expand the scale of capital, improve the credit level, enhance business capabilities. Under special circumstances, the qualified guarantee institutions and re-guarantee institutions will be given capital injection support at a ratio not exceeding 30% of the newly-increased capital contribution. (4) others. Other support methods used to encourage and guide guarantee institutions and re-guarantee institutions to carry out SME credit guarantee (re-guarantee) business. Article 6 Eligible guarantee institutions and re-guarantee institutions can enjoy the above-mentioned financial support in various ways at the same time. However, the amount of financial support received by a single guarantee institution and re-guarantee institution in that year generally does not exceed 30 million yuan, except in special circumstances.
Chapter III Application Conditions and Elements
Article 7 A guarantee institution applying for guarantee funds must meet the following conditions at the same time: (1) It is established and operated in accordance with the relevant laws and regulations of the state and has the qualification of an independent enterprise as a legal person. (2) Having been engaged in guarantee business for more than 1 year (including 1 year) and having no bad credit record. (3) The guarantee business complies with the relevant national laws and regulations, business management regulations and industrial policies, and the guarantee business of newly-increased small and medium-sized enterprises accounted for more than 70% of the total guarantee business in that year; The amount of new single guarantee liability is less than150,000 yuan (including150,000 yuan, the same below), and the guarantee business accounts for more than 70% of the total new guarantee business, or the amount of new single guarantee liability is less than150,000 yuan, and the guarantee business amount is more than 300 million yuan. (4) The amount of guarantee liability provided to a single enterprise shall not exceed 65,438+00% of the net assets of the guarantee institution. (5) In that year, the newly-increased guarantee business volume exceeded 3 times of the net assets, while that in payout ratio was less than 3%. (6) The average annual guaranteed interest rate shall not exceed 50% of the benchmark interest rate of bank loans in the same period. (seven) sound internal management system, standardized operation, according to the provisions of the withdrawal of reserves. (8) others. Article 8 A re-guarantee institution applying for guarantee funds must meet the following conditions at the same time: (1) It is established and operated in accordance with relevant state laws and regulations and has the qualification of an independent enterprise legal person. (two) to guarantee institutions as the main service object, operating SME re-guarantee business 1 year or more (including 1 year). (3) The re-guarantee business complies with relevant national laws and regulations, business management regulations and industrial policies, and the re-guarantee business of newly-added small and medium-sized enterprises accounted for more than 70% of the total re-guarantee business in that year; The amount of new single re-guarantee business with a re-guarantee amount of less than 6,543,805 yuan accounts for more than 70% of the total re-guarantee business, or the amount of new single re-guarantee business with a re-guarantee amount of less than 6,543,805 yuan is more than 2 billion yuan. (4) The new re-guarantee business volume in that year reached more than 5 times of its net assets. (5) The average annual re-guarantee rate shall not exceed 65,438+05% of the benchmark interest rate of bank loans in the same period. (six) the internal system is sound and the management is standardized. (7) others. Article 9 A guarantee institution and a re-guarantee institution applying for guarantee funds shall provide the following materials at the same time: (1) A copy of the legal person's license and articles of association. (2) Annual accounting statements audited by certified public accountants. (3) Information on the guarantee business specially audited by certified public accountants (including the details of guarantee business and the withdrawal of risk reserve, etc.). (4) A copy of the charge voucher for the guarantee business. (5) Other information that needs to be provided.
Chapter IV Application, Examination and Appropriation of Funds
Article 10 The Ministry of Industry and Information Technology and the Ministry of Finance shall, in accordance with the provisions of these Measures, jointly issue a declaration notice every year, specifying the support focus, funding ratio, specific conditions and reporting institutions of the guarantee funds in that year. Article 11 The financial departments of provinces, autonomous regions, municipalities directly under the Central Government and cities under separate state planning and the administrative departments of small and medium-sized enterprises at the same level (hereinafter referred to as provincial financial departments and provincial administrative departments of small and medium-sized enterprises) shall be responsible for the examination and approval of project fund applications in their respective regions. Twelfth provincial SME management departments in conjunction with the financial departments at the same level in the local public organizations to apply for guarantee funds. Thirteenth provincial small and medium-sized enterprise management departments in conjunction with the financial departments at the same level to establish an expert evaluation system, according to the provisions of these measures and the requirements of the notice of the year, to evaluate the application projects. Article 14 The provincial finance department shall, jointly with the management department of small and medium-sized enterprises at the same level, determine the declared items according to the expert review opinions, and report the application report of guarantee funds, expert review opinions and other relevant materials to the Ministry of Finance and the Ministry of Industry and Information Technology within the specified time. Article 15 The Ministry of Industry and Information Technology shall, jointly with the Ministry of Finance, review the application reports and projects submitted by various localities and put forward project plans. Article 16 The Ministry of Finance shall, according to the audited project plan, determine the project fund support mode, examine and approve the fund use plan, submit the project expenditure budget target to the provincial financial department, and timely allocate guarantee funds in accordance with the budget management regulations. Seventeenth guarantee institutions, re guarantee institutions after receiving the guarantee funds, should be in accordance with the relevant financial accounting rules and regulations for financial treatment.
Chapter V Supervision and Inspection
Eighteenth provincial finance departments and small and medium-sized enterprise management departments at the same level shall implement management and supervision over the declaration, examination and use of guarantee funds. The offices of the local financial supervisors of the Ministry of Finance shall conduct irregular supervision and inspection on the allocation and use of guarantee funds. Article 19 Guarantee institutions and re-guarantee institutions supported by guarantee funds shall properly keep relevant original documents and vouchers for future reference in accordance with relevant financial regulations. The financial departments at all levels, the Office of the Financial Ombudsman of the Ministry of Finance and the management department of small and medium-sized enterprises should actively cooperate with the special inspection and provide relevant information. Article 20 The guarantee institutions and re-guarantee institutions supported by the guarantee fund shall submit the materials on the asset financing, the use and performance of the guarantee fund in the previous year to the provincial small and medium-sized enterprise management department and the provincial finance department before the end of each year, and submit the electronic documents of the above materials to the Ministry of Industry and Information Technology and the Ministry of Finance. Article 21 Provincial SME management departments and provincial financial departments shall establish a tracking and performance evaluation mechanism for the use of guarantee funds, and submit a summary report on the use of funds and a report on the development of local SME credit guarantee institutions to the Ministry of Industry and Information Technology and the Ministry of Finance before the end of February each year. Twenty-second guarantee funds must be earmarked. Once verified, the Ministry of Finance will recover the arranged guarantee funds and deal with them in accordance with the relevant provisions of the Regulations on Punishment of Financial Violations (Decree No.427th of the State Council).
Chapter VI Supplementary Provisions
Twenty-third provincial finance departments and provincial SME management departments can formulate specific implementation measures according to these measures and the actual situation. Article 24 These Measures shall be interpreted by the Ministry of Finance in conjunction with the Ministry of Industry and Information Technology. Article 25 These Measures shall come into force as of the date of promulgation. [ 1]
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