I won't ~ ~ but I still have to laugh ~ ~ ~:)
Second, why can't Dongguan Rural Commercial Bank do it?
This question makes me a little confused. Why not ask Dongguan Rural Commercial Bank? Can't do bank card business? If you are asking why you can't get a card, you should first find out whether you have provided enough information as required. If the information is complete, it is necessary to know whether personal credit information is restricted by the banking regulatory bureau. Do rural commercial banks have outstanding loans? Are there any other problems restricted by the public security organs? If there are none, you can handle all kinds of bank card business in Dongguan Rural Commercial Bank.
3. Can Dongguan Rural Commercial Bank lend money?
You can borrow money.
In view of the general lack of traditional collateral such as land and houses in small and medium-sized enterprises, the new mortgage loan model such as "soft equipment, trademark and patent right" can effectively solve the loan problem of small and medium-sized enterprises and help them upgrade.
/kloc-since 0/6 years, Dongguan Rural Commercial Bank has invested a total of 290 billion yuan in credit funds, of which SMEs 16 billion yuan, and the proportion of funds supporting SMEs and private enterprises exceeds 50% every year.
The net investment in supporting small and medium-sized enterprises exceeded 7.3 billion yuan, accounting for% of the small and medium-sized enterprises in Dongguan. From June 2065438 to June 2002, the loan balance of small and medium-sized enterprises was 44.906 billion yuan, an increase of 3.2 billion yuan over the beginning of the year.
By the end of 20 1 1, the balance of mechanical equipment mortgage loan of Dongguan Rural Commercial Bank was 8 10 billion yuan, 1 17 Dongguan Yongjiasheng knitting small and medium-sized enterprises eased their financing difficulties and implemented transformation and upgrading.
Extended data:
Zhu, vice president of Dongguan Rural Commercial Bank, said that as an important manufacturing base, factories and land used by foreign enterprises and private enterprises in Dongguan are mostly leased, and there are widespread problems such as insufficient traditional collateral. To this end, Dongguan Rural Commercial Bank has continuously innovated the loan service model and become the bank with the strongest support for small and medium-sized enterprises in Dongguan.
According to the survey, equipment is the main investment field of many enterprises in Dongguan. Specific machinery and equipment, such as computer loans for wool spinning, have driven a number of small and medium-sized enterprises to realize equipment.