What is the impact of the expiration of ICBC U shield?

It will affect the large amount of online bank transfer and the security of bank card accounts. U-Shield is a security tool launched by ICBC to authenticate the identity of e-banking customers through digital certificates. This product has obtained the national patent and is an advanced identity authentication tool for electronic banking. A micro smart card processor is built in the shield, which encrypts, decrypts and digitally signs the transaction data of the electronic bank through the digital certificate, so as to ensure the confidentiality and non-tampering of the electronic bank transaction and the uniqueness of identity authentication. U-Shield can be connected to computer through USB interface, and universal U-Shield can also be connected to mobile devices such as mobile phones through audio interface.

First, characteristic advantages

1. transaction is more secure: it can effectively prevent risks such as fake websites, Trojan viruses and phishing, and ensure the security of e-banking transactions.

2. Payment is more convenient: you can easily realize large-amount transfer, remittance, payment and shopping through ICBC e-banking.

3. More comprehensive functions: You can sign a personal financial agreement through ICBC e-banking and enjoy unique financial services.

4. More diversified services: You can bind the ICBC U shield with Alipay account, and use the U shield to authenticate the login Alipay, thus ensuring the safety of your Alipay account.

Two. Matters needing attention in using ICBC U shield

Service period of 1 U shield certificate file for five years. One month before the service expires, ICBC's electronic banking system will prompt you to renew the certificate to extend the service period of the certificate. You can update the certificate by yourself through the "U Shield Management -U Shield Self-Update" function of personal online banking.

2. If you accidentally lose the U shield, in order to ensure the safety of funds, please immediately apply to ICBC outlets for freezing the U shield. If you confirm that the U shield has been lost, you can apply for a replacement certificate. After the application takes effect, you can reopen the certificate information according to the original method of using U shield, or ask the bank teller to assist in the operation.

3. After applying for U shield, you can use the supporting certificate tool software to modify the certificate password, or you can log in to personal online banking to modify the certificate password.

4. If you forget your U-Shield password during use, you can bring your U-Shield, registration card and your valid ID card to ICBC outlets to reset your password.