The popular version (regular version or inquiry version) can be opened online with the card number, ID number and inquiry password, without going to the counter.
The VIP version (transaction version) can only be completed at the counter. Generally speaking, you need to fill in the application with your ID card and the card you hold. The counter will give you a password seal after accepting it, including the authorization number for downloading the browser certificate and the inquiry password. You can download the browser from the external network and change the password, so that you can conduct online banking transactions.
Or some banks will give something similar to a U disk (called U Bao, U Shield, etc. ), and the online banking with the U disk storage certificate has a higher safety factor. To realize online banking transaction, there must be three passwords (USB flash drive password, online banking login password or inquiry password and transaction password). Without a USB flash drive, the browser certificate cannot be downloaded.
Extended data
U shield, a customer certificate USBkey issued by ICBC in 2003 and obtained national patent, is an advanced security tool provided by ICBC for online banking. It looks like a U disk, and its safety performance is like a shield, which means U-shaped shield, so it is named "U shield".
Its function is to protect the security of online banking funds and avoid various risks such as hackers, fake websites and Trojan viruses when handling online banking business.
U shield is a customer certificate USBkey issued by ICBC, which has obtained national patent. It is an advanced security tool provided by ICBC for online banking.
U shield is a tool for electronic signature and digital authentication of online banking. Built-in micro smart card processor, using 1024-bit asymmetric key algorithm to encrypt, decrypt and digitally sign online data to ensure the confidentiality, authenticity, integrity and non-repudiation of online transactions.
Reference: Baidu Encyclopedia? U shield