How much can a patent be loaned?

Legal analysis: as the case may be. Authorized patents can apply for patent pledge loans. Authorized patents are actually intangible assets, and the loan department will review the loan according to the value of the patent. Enterprises (institutions), other economic organizations and individual industrial and commercial households with independent legal personality approved and registered by the local administrative department for industry and commerce (or competent authority) may apply for patent pledge loans to banking financial institutions within the jurisdiction of Huangshi City, which have the patent right granted by China National Intellectual Property Administration according to law. Loans are limited to working capital loans (including acceptance business) and investment in fixed assets of patent projects required for production and operation.

Legal basis: People's Republic of China (PRC) Patent Law.

Article 2 Inventions and creations mentioned in this Law refer to inventions, utility models and designs. Invention refers to a new technical scheme proposed for a product, method or its improvement. Utility model refers to a new practical technical scheme for the shape, structure or combination of products. Appearance design refers to a new design that is aesthetically pleasing and suitable for industrial application, which is made on the shape, pattern or their combination of products and all or part of the combination of colors, shapes and patterns.

Article 22 An invention or utility model that has been granted a patent right shall be novel, creative and practical. Novelty means that the invention or utility model does not belong to the prior art; Before the filing date, no unit or individual filed an application for the same invention or utility model with the administrative department for patent in the State Council, and it was recorded in the patent application documents published or announced after the filing date. Creativity means that compared with the prior art, the invention has outstanding substantive features and remarkable progress, and the utility model has substantive features and progress. Practicality means that the invention or utility model can be manufactured or used and can produce positive effects. The existing technology mentioned in this law refers to the technology known to the public at home and abroad before the date of application.