Which bank has better online banking?

First of all, I don't agree with Xiaofeng's netizen's answer, such as kitten, whose rating on bank online banking is unreasonable because he scored by speculation. Comparing the online banking of Bank of China, Agricultural Bank of China, China Construction Bank and ICBC (postal service is not a bank, so it is excluded), I suggest you choose the online banking of ICBC or Agricultural Bank of China. I have used the online banking of ICBC, ABC and CCB. \x0d\ 1。 The online banking of China Bank has just started, and there is no USB certificate (also known as the online banking shield, which is the safest tool for online transactions). The online banking system is not mature enough, and China Bank ruled it out. \x0d\2。 CCB's online banking is more troublesome to use. You have to remember a lot of passwords, and it often happens that you can't trade with a shield, but one of its advantages is that it is very fast to transfer money to different banks by online banking. For example, if you use CCB's online banking to transfer money to ICBC in the same city, it will arrive immediately. But there is an annual fee for the shield of CCB. \x0d\3。 ICBC's online banking is the most mature of the four major banks. If you log on to its online banking platform, you will find that its services are very rich. The encryption algorithm of its network shield is independently developed and obtained the national patent (CCB's network shield uses its encryption algorithm), and ICBC's online banking is free of annual fee. \x0d\4。 The KBao adopted by ABC's online banking is the most secure digital certificate in the world. At the same time, its shield is more convenient to use. It has a built-in control installer, which is very convenient to use even on different computers. You don't need to go to official website to download the control installer, and you don't need to enter the card number to use the shield transaction of Agricultural Bank of China. This is much more convenient than other online banking. After all, remembering the 19 digit card number is a very troublesome thing. One disadvantage of ABC's online banking is that cross-bank transfer is very slow, and ABC's online banking has an annual fee. \x0d\ To sum up, I suggest you use the online banking of ICBC or ABC. Generally, the shield for opening online banking for the first time is free. I wonder if different regions will be different? \x0d\ By the way, some netizens said that China Merchants Bank's online banking is the best in the world. With all due respect, although it is a bit crazy, China Merchants Bank's online banking is really good, but China Merchants Bank is a commercial bank, and its outlets are not as wide as those of the four major state-owned banks. However, the counter service of commercial banks may be better. If your place is convenient, you can consider it.