What is the process of Chongqing Bank's pledge loan?

1. The borrower applies for a loan from Chongqing Bank and provides an unexpired personal time deposit certificate as collateral.

2. The pledgor shall provide the lender with the reserved password or seal of the pledged deposit certificate, go through the confirmation and registration procedures of the pledged deposit certificate, and stop payment.

3. The lender shall investigate, examine and approve other materials provided by accepted loan applicants.

4. The Lender signs relevant loan and pledge contracts with the Borrower and the Pledger.

5. The lender shall apply to the deposit bank for registration of the deposit certificate and stop payment.

6. Issue loans.