I think for girls, especially those who have been driving for a while, it is best to buy an automatic car. Manual cars are too tiring for girls, especially when starting uphill. In stop-and-go urban traffic conditions, a manual transmission will make you busy...
Nowadays, most family cars can be loaned. The key is that you must meet the conditions and apply for a loan. You must have a real estate certificate. If you don't have one, you must find a guarantor who has real estate to guarantee you. (The real estate certificate is not used as a mortgage, just take a photo)
You also need to show proof of your income. Your monthly salary must be in the range of 2 to 4 times the monthly repayment amount.
There is no bad bank credit record, such as credit card records of you not repaying on time, etc.
4S stores also charge a handling fee of 2,000 to 4,000 yuan.
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The following introduces the car models. I recommend buying a joint venture brand car, especially an automatic transmission. The automatic transmissions of independent brands are not very mature, and the value retention rate of independent brands is worse than that of joint venture brands. In the current used car market, German cars retain their value the best, followed by Japanese cars, then American cars, French cars, and finally independent brands.
Within RMB 80,000, there are less than 4 automatic joint venture models to choose from (in descending order of recommendation):
1. Dongfeng Nissan Nissan March (hatchback) 2010 1.5XL automatic easy-to-show version
The body price is 80,900 yuan (the current cash discount is about 9,000 yuan, so you can buy it within 80,000 yuan)
For girls, I recommend this car first. Its rounded appearance and cute interior design are basically tailor-made for girls.
Nissan is a brand with a high value retention rate and few minor problems. In addition, it is also famous for its fuel efficiency. Its 1.5-liter all-aluminum engine with continuously variable valve timing control system technology, paired with a 4-speed automatic transmission, has a fuel consumption of only about 6 liters per 100 kilometers in the city, which is even lower than the fuel consumption of many manual transmission models.
But if you want to pay in installments, you have to use Nissan's own credit, which is better than banks.
2. Changan Suzuki Swift (hatchback) 2011 1.5 standard version with automatic transmission
The body price is about 76,800 yuan (the cash discount is not big, about 3,000 yuan)
The Swift is a very classic car, and it has very good features controllability! It can be said that Ma Chi is like a weak and cute woman, while Swift behaves like a motivated and athletic woman. You can feel this when cornering at high speed, because Swift's chassis is not only tuned very sporty, but its shock absorber springs are thicker and harder!
Suzuki's small-displacement engines are also world-famous. Its 1.5-liter all-aluminum engine with VVT continuously variable valve timing technology, coupled with its classic 4AT automatic transmission, is both reliable and The fuel efficiency is good. After all, Swift has been on the market for many years, so there is no doubt about its value and durability.
Its mortgage projects generally cooperate with China Construction Bank.
3. Shanghai GM Chevrolet New Sail (available in hatchback and sedan versions) 2010 1.4L automatic Premium Edition (cash discount is not big, also around 3,000 yuan)
< p>This car is also a very suitable car for family use. After all, GM Chevrolet is a century-old brand, its craftsmanship is mature, and there are not many minor problems. In terms of appearance, the new Sail was designed by the Pan-Asia Design Center. It has a stylish appearance and powerful body lines. You will know it once you see it. Space is also one of its major advantages. Whether it is the front row or the back row, head or legs, even a 1.8 meter person can sit very spacious. Its interior space performance is better than that of March and Swift.Another advantage is that the air conditioner is very cool, and its air conditioning technology incorporates universal patented technology.
In terms of fuel economy, the new Sail’s confidence comes from the 1.4-displacement S-TEC III, the latest environmentally friendly engine developed by General Motors. This engine is a green and environmentally friendly product developed using General Motors’ latest technology. , with a maximum power of 76KW and a maximum torque of 131N·M. It is more powerful than most 1.4 engines and even more powerful than some 1.6 engines. Emissions meet Euro 4 standards and have the ability to upgrade to National V standards.
The timing chain is used instead of the traditional belt design, which is highly durable and maintenance-free for life, which will save car owners thousands of dollars in timing belt replacement costs.
Equipped with electric sunroof, ABS+EBD, front and rear electric windows, dual airbags, front fog lights, electric adjustment of rearview mirrors, etc.
However, as an automatic transmission model, it has an obvious problem, that is, the automatic transmission it is equipped with is not a traditional AT, but an EMT sequential transmission. This EMT has poor shift smoothness. In terms of maturity, it is far inferior to the two 4ATs on March and Suzuki.
So the fuel consumption performance is also a bit poor, with about eight liters of fuel required per 100 kilometers in the city.
4. Changan Suzuki Alto (hatchback) 2009 1.0L AT luxury model (basically no cash discount)
The body price is about 58,900
The advantages of this car It is cheaper than the above three models, but the body size is smaller than the above three models. The advantage of Alto is its mature technology and ultra-low fuel consumption. The 1.0 three-cylinder engine paired with the 4AT automatic transmission on the Swift allows its fuel consumption in the city to reach about 5 liters per 100 kilometers.
It is very suitable for women in terms of color, appearance and interior. It is also equipped with high configurations, including dual airbags, ABS+EBD, 14-inch aluminum alloy wheels, leather seats, and integrated rear seats. Reverse, front fog lights, front and rear electric windows, electric adjustment of rearview mirrors, rear wiper, etc.
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Hope I The answer can help you. If you have any questions, please leave me a message and I will reply to you as soon as possible.