Then you can apply.
And obviously you haven't done insurance, and even the best insurance products are said by agents.
Insurance is a potential demand, not that it is very good, and many people buy it.
In addition, if you want to make money from products, you'd better die.
The CIRC will not approve it. If you fail, you can sell it secretly.
Will be corrected.
The only way is to get an actuary, find an insurance company to go in, and then suggest to the bosses that you pull insurance products, and maybe you can go public