The patent pledge loan business of Jiangsu Bank refers to the loan business in which enterprises pledge the property rights of invention patents and utility model patents that have been granted patent certificates by China National Intellectual Property Administration according to law, and Jiangsu Bank gives credit support to support the development of enterprises.
Product advantage
◆ Jiangsu Bank's patent pledge loan business has broken through the traditional credit requirements of fixed assets mortgage or guarantee company guarantee, taking the technological advantages of technology-based enterprises as the breakthrough point, turning intangible assets into tangible assets and providing financing support for enterprises;
◆ Designated evaluation agencies will provide sufficient preferential rates when evaluating the patent value of inventions for the customers of small and medium-sized technology enterprises, and provide enterprises with a series of related services such as patent pledge and technical consultation together with Jiangsu Bank.
Service client
The applicant's production and business activities conform to the national industrial policy and credit policy, and have a good reputation, a fixed business place and a patent certificate granted by China National Intellectual Property Administration.