Xinhua Rural Bank Mobile Banking. Xinhua Rural Bank is a bank approved by the China Banking Regulatory Commission, with Maanshan Rural Commercial Bank as the main sponsor bank and the enterprises where the rural bank is located as shareholders. It is a banking financial institution that mainly provides financial services to local rural areas and farmers and small and micro enterprises. , is an independent legal person bank. At present, 17 Xinhua rural banks have been established across the country.