1. Supplementary medical insurance for critical illness insurance: 80% of the medical expenses for critical illness incurred by the insured in the specified medical institution that need to be borne by the individual after medical insurance settlement and deduction of the corresponding deductibles are guaranteed to be reimbursed, with a maximum cumulative reimbursement of 1.2 million yuan;
2. Supplementary medical insurance for drugs and materials other than hospitalization and specific outpatient medical insurance: after deducting the deductible of 654.38 yuan +0.2 million yuan, 65% will be reimbursed within 20,000 yuan, 75% will be reimbursed above 20,000 yuan, and the maximum reimbursement will be 6.5438 yuan +0.2 million yuan;
3. Medical insurance for innovative drugs and consumables for specific tumor and critically ill patients: for the high expenses of innovative drugs and consumables within the scope of this insurance, after deducting the deductible 1 1,000 yuan, the remaining self-funded part can be reimbursed by 60%, with a maximum reimbursement of 500,000 yuan;
4. Medical insurance for exclusive drugs for three kinds of rare diseases: after deducting the deductible of RMB 654.38+RMB 00,000, the expenses for three kinds of special drugs agreed in this agreement will be reimbursed at the rate of 60%, with a maximum reimbursement of RMB 654.38+RMB 00,000.
Supplementary information:
The interests of the West Lake are guaranteed in one lump sum, which can be guaranteed for up to one year. During the insurance period, four medical insurances can be provided for the insured groups, covering hospitalization, reasonable compliance fees for prescribed disease clinics, high self-funded innovative drugs, and special protection for rare diseases, with a cumulative annual guarantee amount of 3 million yuan.
Extended data:
1. How to buy West Lake Yilianbao Insurance?
1. Hangzhou West Lake Yilianbao Insurance can be purchased through the QR code of the underwriting company and the official WeChat account of "Li Zhe Office" and "West Lake Yilianbao". In addition, the product also supports offline insurance. You can bring your ID card and social security card/medical insurance card to insurance company outlets and authorized banks, enterprise personnel departments, districts and counties/towns.
2. West Lake Yilianbao is a medical insurance for Huimin, which is jointly underwritten by five insurance companies: China Life Insurance, PICC P&C Insurance, Pacific Insurance, Taikang Life Insurance and Ping An Property Insurance. One year 150 yuan can get a guarantee of 3 million yuan, which can reimburse both expenses within the scope of medical insurance and expenses outside the scope of medical insurance.
3. The insurance liability of West Lake Yibao covers supplementary medical care in critical illness insurance (654.38+0.2 million), drug/material supplementary medical care for inpatient and outpatient diseases (654.38+0.2 million), innovative drug/consumable medical care for cancer and serious diseases (500,000) and three patented drugs for rare diseases (654.38+0 million).
Operating environment:
Brand model: iPhone 13
System version: iOS 15.0