The application conditions for the credit card black gold card of CITIC Bank are as follows: the age of applying for the credit card black gold card of CITIC Bank is 18-60 years old, and the age of applying for the credit card black gold card supplementary card of CITIC Bank is 16-55 years old; Applicants need to have good credit and repayment ability, and their work and income are relatively stable; You need to receive an SMS invitation to handle it; The position is preferably above the manager. CITIC Bank Credit Card Black Gold Card is a relatively advanced credit card of CITIC, and the application review will be stricter.
AmericanExpress Centurion Black Gold Card is the black gold (highest) version of "Centurion Series Charge Card" launched by American Express in the UK on 1999. It is also called "black card" because its main color is black. Centurion Black Gold Card is recognized as the "king of cards" in the world. The card is positioned in the top group, and there is no upper limit (the Centurion Black Gold Card in China is a cooperative credit card, so there is a credit limit, and the credit limit is 2 2- 10/00000). Cardholders are mostly politicians, billionaires and celebrities from all over the world, and are invited by American Express to apply online.
Because domestic policies prohibit foreign card organizations from issuing charge cards independently in China, American Express changed the centurion series cards into credit cards in China, and authorized China Industrial and Commercial Bank, China Merchants Bank and China Minsheng Bank to issue them. It is precisely because of this that it is issued domestically.
There is no upper limit on the amount of the Centurion Black Gold Card issued abroad, so you can buy any valuable goods in theory, but only the risk control amount (that is, American Express will set a risk control amount according to the cardholder's consumption habits and daily consumption amount). If the cardholder purchases goods exceeding this amount, the staff of American Express will confirm with the cardholder by phone, and after confirming the identity, American Express will complete the payment); The Centurion Black Gold Card issued in China is a credit card, so the card has a fixed amount, and there is no such thing as "unlimited amount".
The amount of black gold cards issued by ICBC and China Merchants Bank is about 200-100000 RMB, so it is necessary to apply to the bank for a temporary quota in advance to purchase goods exceeding the amount.
The centurion black gold card issued abroad is a metal card made of titanium alloy; In China, only the centurion black gold card issued by China Minsheng Bank is a metal card made of titanium alloy, while the centurion black gold card issued by China Industrial and Commercial Bank and China Merchants Bank is a plastic card made of PVC.
20 17 17 The Centurion Black Gold Card issued by China Merchants Bank began to use titanium materials.
How much is the annual fee for CITIC Black Gold Credit Card? Free annual fee?
Black card is the top credit card and is called the ultimate boss in the credit card industry. However, only ICBC and China Merchants Bank are eligible for black cards, and other banks are called black cards. In fact, they are platinum cards or diamond cards with black cards. For example, the popular CITIC Black Gold Card, I am afraid, refers to the CITIC Bank LuxuryCard Black Gold Platinum Card. Is this credit card free of annual fee? Let's take a look at the annual fee of CITIC Black Gold Card.
On the page of CITIC LuxuryCard's black gold and platinum card, we can see that the official description of the card is "low-key luxury, new wealth in the card" and "black gold card 2 1G patented metal card", which is not difficult to understand. The so-called CITIC Black Gold Card is indeed this LuxuryCard, which has a high-end atmosphere and shows its identity.
Then, what is the annual fee for CITIC Black Gold Card?
CITIC LuxuryCard has two types: black gold card and real gold card. In addition to the main card, you can also apply for a secondary card. The annual fee is as follows:
Black gold card: the annual fee of the main card is 6800 yuan/year; Supplementary card 3400 yuan/year.
Real gold card: the annual fee of the main card is 20,000 yuan/year, and the supplementary card 10000 yuan/year.
Moreover, this annual fee is a rigid annual fee and cannot enjoy any annual fee reduction measures. Although the annual fee of CITIC Black Gold Card is so expensive, it is still worthwhile from the perspective of the rights it can enjoy.
LuxuryCard enjoys the following special services:
1, global airport lounge (exclusive to real gold cards and black gold cards): 1200 global airport lounge is free of charge 1 shared.
2. Exclusive privileges of luxury hotels (exclusive to real gold cards): Hilton, Marriott Hotel Group and other global 3,000+luxury hotels and resorts can enjoy VIP privileges of up to $500 per stay.
3. Optimize the hotel fitness rights (exclusive to real gold cards): enjoy the luxury hotel construction center, swimming pool and its supporting courtesy 8 times a month;
4. Airport shuttle service of Mercedes-Benz limousine.
What is the annual fee of CITIC Black Gold Credit Card? Free annual fee? " Related introduction. In a word, the annual fee of CITIC Black Gold Card is extremely expensive, and it can't be exempted from the annual fee, but it is worth the money and the card right is quite good.
What level of credit card is CITIC Black Gold Card? How about the application?
Friends who have learned about credit cards should know that the ultimate boss of the black gold card industry is above the platinum card, which is a credit card specially tailored for the top customers at the top of the pyramid. However, only ICBC and China Merchants Bank are eligible for black cards. Then, what level of credit card is CITIC Black Gold Card to brush the circle of friends? How about the application? Let's have a look.
What is the level of CITIC Black Gold Card?
CITIC Black Gold Card is actually a black gold and platinum card of CITIC Bank CITIC Bank LuxuryCard, that is to say, a platinum card.
Although the card level is not as high as a real black gold card, it is also a revolutionary full credit card, and its rights and interests are also remarkable. For example, you can enjoy high-end services such as global airport VIP lounge and exclusive courtesy of luxury hotels, as well as the rights and interests that UnionPay Platinum Card should enjoy. It's just that the annual fee is relatively expensive, 6800 yuan/year. Fortunately, there is no annual fee.
Can I apply for CITIC Black Gold Card?
As the platinum card level of CITIC Bank, the handling conditions are quite strict, and only customers who receive SMS invitations can handle it. In addition to meeting the basic card conditions, the following conditions must also be met:
1. Other credit cards have been used for more than one year, have good credit, and the credit limit is more than 10000, preferably CITIC card;
2. There is no other card handling record within half a year;
3. The job position is preferably manager or above.
4. Need income flow, deposit certificate, property certificate and vehicle certificate.
Summary: CITIC Black Gold Card is not a credit card with black gold card level, but a CITIC LuxuryCard with black gold and platinum card, which belongs to platinum card level. The application conditions are relatively strict, so it is not so easy to apply, and most people generally can't have it.
What is the black card of CITIC Bank?
The black card of CITIC Bank generally refers to the Baidu financial co-branded card jointly launched by CITIC Bank and Baidu Finance. The amount of this card is between 5000-50000 yuan. The bank will make a comprehensive evaluation according to the applicant's personal qualifications. The better the applicant's personal qualifications, the higher the credit card amount that can be applied for.
What is CITIC Black Gold Credit Card? The annual fee of CITIC Black Gold Credit Card is 6800.
Some time ago, CITIC Bank bought a black gold credit card called "LuxuryCard Credit Card". This LuxuryCard of CITIC Bank is very popular because of its rich rights and interests, so many people have raised questions about it, and some people have asked: What is CITIC Black Gold Credit Card? I will answer your question today.
What is CITIC Black Gold Credit Card?
CITIC Black Gold Credit Card is a LuxuryCard issued by CITIC Bank. This LuxuryCard has titanium card, Jin Zhen card and black card.
However, CITIC's black gold card is different from that of American Express Centurion. To be precise, it should only be the private bank platinum credit card of CITIC Bank. We can't take the initiative to apply, the bank can only invite.
However, this credit card is not the top credit card of CITIC Bank. There are World Card, Unlimited Card and Diamond Card on this card, all of which are higher than its level.
The annual fee of CITIC Black Gold Credit Card is 6800.
CITIC Bank Black Gold Credit Card is simply a platinum card, but the annual fee is as high as 6800 yuan. Because this is the charging standard for the annual fee of Platinum Credit Card of CITIC Bank's private bank, and the rigid annual fee cannot be reduced.
As for the annual fees of other platinum cards of CITIC Bank, the elite platinum card 480 yuan, the distinguished platinum card is 2,000 yuan, and the others are 3,600 yuan.
The above is "What card is CITIC Black Gold Credit Card?" The answer. CITIC Black Gold Credit Card is not a real black gold card, but actually a private bank platinum credit card of CITIC Bank, which is a kind of CITIC LuxuryCard.
The introduction of CITIC Credit Card Black Card ends here.