Does the card seller need to refund the fraudulent money?

Legal analysis: In recent years, cyber crimes are on the rise, and various traditional crimes are migrating to the Internet, and cyber crimes are on the rise. Criminals who commit telecommunication fraud, set up gambling sites, money laundering and other information network crimes need to use bank accounts for fund payment and settlement. With the implementation of real-name registration system's registration policy in the communication and financial industries, criminals can only buy bank cards and mobile phone number cards registered with others' real names to carry out illegal and criminal activities in order to avoid investigation by public security organs. Therefore, the bank card you sell at a high price is likely to be used by criminals to commit telecom fraud, open online casinos and other information network crimes, and you will also become an "accomplice" of criminals, providing payment and settlement assistance for others to commit information network crimes, allegedly helping information network crimes. Legal basis: In judicial practice, the defendant can reduce the penalty of the benchmark penalty by 20% according to law when he returns the stolen money and goods. Therefore, when the defendant or his family members have the financial ability, the defense lawyer will coordinate the return and compensation of the stolen money, let the victim issue a criminal understanding, and reduce the criminal punishment for the defendant, so as to achieve a situation in which the punishment and social effects are unified and * * * wins.

According to the Criminal Law of People's Republic of China (PRC), the provisions are as follows:

1. Article 192 Whoever illegally raises funds by fraudulent means for the purpose of illegal possession, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property.

2. Article 196 Whoever commits credit card fraud under any of the following circumstances, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property:

(a) using a forged credit card, or using a credit card fraudulently obtained with a false identity certificate; (2) Using an invalid credit card; (3) Fraudulent use of another person's credit card; (4) malicious overdraft. The term "malicious overdraft" as mentioned in the preceding paragraph refers to the behavior that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and refuses to return it after being urged by the issuing bank. Whoever steals a credit card and uses it shall be convicted and punished in accordance with the provisions of Article 264 of this Law.