See below.
For this case, the Yuecheng District People's Court held that although the exemption clause for drunk driving belongs to the exemption clause in the insurance contract, the insurer should still make a statement on the application form, insurance policy or other insurance documents when concluding the contract, so as to attract the attention of the insured and play the obligation of prompting. An insurance company in Shaoxing has no evidence to prove that it provided Wang with standard clauses containing exemption items, nor did it prove that it fulfilled the corresponding obligation of prompt. According to the law, the exemption clause has no legal effect on Wang. Because the accident occurred during the insurance period, the insurance company should bear the liability for insurance compensation. Therefore, the Yuecheng District Court ruled in the first instance that the insurance company limited should compensate the plaintiff Wang 848 10 yuan within ten days after this judgment came into effect.
In this case, the judge reminded that when signing an insurance contract with an insurance company, the insured, as an insurance company, should pay attention to these terms by adding black, bold and expanding the font size, and fulfill the obligation of reminding, explaining and clearly informing. As the insured, you should read the relevant exemption clauses of the contract carefully to avoid not getting compensation when you are in danger.
/legal/20 15-07/28/c _ 1 1 16064300 . htm