1. Check the facts: First, confirm whether your property has really been borrowed, or whether you have borrowed money. Verify the occurrence of the event and the accuracy of the amount.
2. Communication solution: communicate directly with the borrower or the person who uses your property to understand the usage, repayment plan or the time to return the property. Try to solve the problem amicably and find a mutually acceptable solution.
3. Record evidence: Keep all relevant communication records, including SMS, email, chat records, etc. These records can be used as evidence to help you safeguard your rights and interests.
4. Seek legal aid: If communication fails, or the other party refuses to fulfill the promise of repayment or property return, you can consider seeking legal aid. Please consult a lawyer to understand the relevant legal procedures and feasible legal channels to safeguard your rights and interests.
Whether for trust or other reasons, involuntary writing of IOUs may adversely affect your financial situation and personal relationship. So try to avoid or handle this situation carefully in the future, so as not to fall into a similar dilemma again.