First, it is one thing for a court decision to take effect, and refusing to implement it and being unable to implement it are another matter. No matter what kind of debt dispute, the court will make a judgment; Especially in loan disputes, as a creditor, as long as it is not illegal to borrow, it will certainly win. As a debtor, you will be required to fulfill your repayment obligations within a time limit.
Litigation is not only to judge who wins and who loses, but also to bear civil liability. For example, if you lose, you must pay back the money. And it is impossible to give you indefinite execution time, which will definitely limit your execution within a certain period of time. In other words, as long as you win the case, it is a successful judgment.
Second, refusal to perform and inability to perform are two concepts. As a creditor, I believe that as long as the court decides, the debtor will definitely pay back the money; Or think that as long as the court wins the case, it will definitely get its money back. This is a misunderstanding. In judicial practice, there are still two situations: refusal to execute and inability to execute.
What do you mean by refusing to execute? It has the ability to repay, and refusing to execute it will constitute refusing to commit a crime; For example, creditors obviously have real estate, cars and deposits, but they just don't want to pay them back; From the legal level, it is contempt for the law; From the moral level, there is no integrity; Those who constitute the crime of refusing to execute will be sentenced to fixed-term imprisonment of 1 year and not more than 3 years and fined.
What do you mean, execution is impossible? Although the lawsuit was won and enforcement was applied, the debtor had no property and was unable to repay it. That is to say, he has no money, and no money is definitely not a guilty verdict. Therefore, it doesn't mean that the debtor doesn't pay back the money. It's "Lao Lai", it doesn't mean that it doesn't fulfill its repayment obligation, but it just refuses to commit a crime!
On the other hand, the success rate of debt collection through legal proceedings is very low, not to say that the law is not serious enough; It is determined by human nature and economic environment.
Taking the debtor to court through litigation is tantamount to tearing his face and is bound to cause irreconcilable contradictions. People who shout "no punishment, everything is equal to zero" all day are either lawyers or loan sharks. Because for them, only litigation can make money.
Then there is the economic environment, which takes a debtor who ate his last meal to court, and then severely restricts them, making them lose their freedom of movement, fair competition and employment opportunities, and their ability to earn money. How do they repay their debts?
Those who maliciously defraud loans will not be tolerated; For those who don't evade the debt, they will resolutely not go through legal procedures. For those who sue, they will not apply for enforcement for the time being. Tolerance, respect and understanding are the best ways to resolve debts!