In addition, there are multi-level medical insurance systems for different groups of people, including medical insurance for urban residents and medical insurance for employees.
The basic medical insurance for urban and rural residents is to integrate the basic medical insurance for urban residents (referred to as urban residents' medical insurance) and the new rural cooperative medical system (referred to as the new rural cooperative medical system) and establish a unified basic medical insurance system for urban and rural residents (referred to as urban and rural residents' medical insurance).
Social security generally refers to employee social security, including pension insurance, medical insurance, work injury insurance, unemployment insurance and maternity insurance. Of course, there is a sixth kind of insurance in some areas-long-term care insurance.
Employee medical insurance is only one of the five insurances (or six insurances) of social security, and resident medical insurance is a kind of medical insurance, which belongs to the social security category.
The employee's medical insurance is paid on a monthly basis, and the individual bears part of it, and the work unit bears part of it, and the number of years can be accumulated. If you have accumulated a certain number of years before retirement, generally 20 years for women and 25 years for men, and the prescribed number of years in some areas is longer, depending on local policies, you can enjoy medical insurance benefits for life.
Residents' medical insurance is paid once a year, and it will be guaranteed for one year. Even if you are 100 years old, you have to pay if you want to have medical insurance.
Employees' medical insurance will be better than residents' medical insurance, and the reimbursement ratio will be different.
Take medical insurance for urban residents as an example. Also divided into 100 and 200.300.400.