Buying insurance depends on the terms, followed by service. Many people may ignore these terms. There are only three semesters in the country. The most comprehensive is A, and the general state-owned enterprises are A, like PICC and B of the earth, like peace, peaceful metropolis, C and Pacific Ocean.
A The scope of compensation includes: 1, the headlight rearview mirror is damaged independently, 2, the loss caused by the third party can be compensated, 3, the third party is not a motor vehicle or plays tricks on the motor vehicle, 4, parking fees, storage fees, car deduction and various fines, 5, legal fees, attorney fees and various secondary expenses, and 6, the towing fee caused by the accident of the elevated expressway.
B the scope of compensation includes: only point 5 above. I met a friend in Ping 'an before 2: 00, and finally got it after a lawsuit. C compensation scope: only the above 1 point.
Third, you are looking at service. In fact, the services are almost the same, but each insurance company will have its own special services, such as PICC outlets and many 4S stores, but the follow-up claims have to be handled by itself, and there is no on-site service. Their claims platform is the most traditional one. If they continue to follow the traditional channels, I am afraid they will be eliminated from the market as soon as Nokia.
Ping An's door-to-door service is limited to 5,000 yuan, but many websites report insufficient claims, especially the Insurance Complaint Network and China Insurance Network. However, it is really good for them to invest in this bank, especially their online mileage.
Dida is still good. This is a company specializing in automobile insurance. Recently, many newspapers have reported their RAS rapid loss determination system, and there is no limit to their door-to-door visits. There are also many large insurance companies that don't have nationwide claims, so they can make cross-regional claims above 3 o'clock. What is more distinctive is that their online inquiry allows customers to inquire about the detailed process of claim settlement by themselves.
The main reason for the Pacific Ocean is that there are too many defects in the terms, and the service really doesn't have much advantage. On the contrary, their life insurance is my most recognized.
I hope I can help you! !
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.