What's the difference between enterprises paying social security and individuals paying social security? For medical insurance, is the reimbursement rate the same after illness?
At present, many companies offer four insurances and one gold when recruiting people. The four risks include social security, medical insurance, maternity, work injury and provident fund. For example, Wal-Mart buys these on a monthly basis, but some companies buy social security for their employees, which belongs to annual payment. What's the difference between these two payment methods? Will you enjoy the same social security in the future? What should an enterprise do if it wants to buy four insurances and one gold for its employees?
There is no difference between monthly payment of old-age insurance premiums and annual payment of individuals. The more contributions, the longer the payment period and the higher the pension level.
Enterprises buy four insurances and one gold for employees, of which pension, work injury and maternity insurance are handled by the Social Security Bureau, medical insurance is handled by the Medical Insurance Bureau, and provident fund is handled by the Provident Fund Management Office.
I am an ordinary citizen of Fengcheng. Today, I went to the Medical Insurance Bureau of the Municipal Labor and Social Security Bureau to pay the annual medical insurance fee. When paying in the medical insurance payment window, the defendant was told that the payment had stopped and that the notice had been posted in the window. I looked at the medical insurance window, and there was a notice on it that the medical insurance payment date would end on April 3 1 1. I consulted the staff, and now I can't pay it, and this year's medical insurance can't be used anymore. I can't pay until next year. I don't think this rule is appropriate, because medical insurance has just been implemented, and money was paid in the community. Is there a time limit for medical insurance payment? The medical insurance card does not indicate the payment deadline, and the public does not know the payment deadline. Is it in line with the national medical insurance policy to deprive citizens of their medical insurance rights only by a notice in the medical insurance window? What should we do if people who have not paid medical insurance get sick after April 3 1?
I am a flexible employee. I used to pay medical insurance and social security myself. I need to give up my present work unit. Do I have to pay by the company or by myself? Is there a difference between these two payment methods? Is it different to receive a pension in the future?
If there is an employment unit, the social security fee shall be paid by the employer. The difference between individual payment and employer payment of social insurance premiums lies in the different types of insurance and proportions.
I am an employee of the company, and the company pays the social security money into the salary and pays the social security myself. This year, Fengdu, the second grade private payment is 4850 yuan, and the enterprise payment is also 4850 yuan. Excuse me: Will the pension be the same after retirement? There is also a second file, is it that enterprises pay more than individuals?
What is the difference between social security paid by individuals and social security paid by people with formal units?
There has never been a formal unit, and now I want to consider paying social security because of my age, but I don't know what is the difference between the social security we pay and the formal unit, and what is the specific difference when enjoying this benefit! In addition, someone told me that the archives of the school's archives root unit are different. Is that so? What's the difference?
There are five types of social insurance: endowment insurance, medical insurance, unemployment insurance, maternity insurance and work injury insurance. Under normal circumstances, employers should pay their employees. As an individual, you can only apply for two kinds of insurance: endowment insurance and medical insurance. Moreover, the individual's handling of social security is restricted by the location of the household registration, and the unit's handling is not subject to this restriction.
As for archives, the archives are managed by the school when studying, and the archives of graduates who enter the unit after graduation are managed by the unit with the right to manage personnel archives. If the unit does not have the right to manage the graduates' personnel files, then the graduates' files should be entrusted to the local talent agency for escrow. Of course, the unit can establish personnel files for employees, but this is different from the nature of graduate files.
What is the difference between paying social security for employees in the name of an individual and paying social security in the name of a company?
I am an individual industrial and commercial enterprise, and paid social insurance to employees in the name of individual industrial and commercial enterprises. Now I want to transfer to company operation, and I am applying. I'd like to ask if social security has been changed to company payment. What is the difference between the two in terms of rights and obligations?
Now that you have been restructured into a company, your original self-employed households are generally cancelled, and you can't pay in the form of self-employed.
There are some differences in the amount and treatment between company payment and self-employed payment, but it is not very big. Relatively speaking, it is more beneficial to individuals.
The difference between individual social security insurance and social security insurance paid by the unit.
I have worked in the company for four years. What should I do if I want to change companies now? How to pay insurance without a job? What is the difference between the treatment enjoyed by individuals and units?
When you change companies, you only need to go through some formalities and continue to pay social security in the new company. If you don't have a job, you have to bear the social security yourself. Most of it, about 80%, will go into the overall account, and most of the money will not be used. The difference between unit payment and individual payment is that your payment method is different.
Carry forward relevant documents and procedures in the original place. If it is handed in by individuals, the difference is that companies pay 28%, companies pay 20%, and individuals only use 8%. If it is handed in by an individual, the company will have to bear those. The original five risks may only have two risks: industrial accidents and housing accumulation fund, which is definitely not available. This is why it is better to have a unit than no unit. But it is suggested to supplement commercial insurance. After all, commercial insurance is your own, you save money for yourself, and wherever you go is your own.
Hello! I am working in a public institution now. If I resign from the hospital and work in a foreign company for a period of time, can I continue to pay social security in Yichang? What is the standard of paying by yourself? Is there a difference between the pension paid by the individual after retirement and the pension paid by the original unit? Or if I leave my social security account in Yichang, can I transfer the social security paid by working in a foreign company back in the future? Infinitely tangled and confused, looking forward to a clear answer, thank you!
Hello:
Thank you for your inquiry.
If you work in a foreign company, the social insurance premium should be paid by the employer according to the regulations, and you don't need to pay it repeatedly as an individual in Yichang City. After the field work, the social insurance relationship can be transferred according to relevant regulations.
Individual contributions are the same as the pension benefits calculated after retirement.
Is the amount or base or grade of social insurance paid by different enterprises in different places the same?
Is social security divided into payment levels? I work in Taiyuan, and companies and individuals pay about 500 yuan a month. If I go to work in Beijing, do companies in Beijing and Taiyuan pay the same amount of insurance? If it's not the same, how can I solve it? If I have no job, how can I continue to pay insurance? I personally pay the sum of the original company and individual contributions? Is it still the previous quota? If individuals pay social security through the company, is it less than applying for social security directly? Or can individuals apply for social security? And what if I can't pay social security after I lose my job? Does the state stipulate that you can suspend payment for two years and then continue to make up the warranty amount for the previous two years, or you can just find a job and continue to pay after two years without making up? Thank you very much for asking a lawyer to help you with your specific answers!
At present, the social security payment is rising rapidly at the rate of 600 to 700 yuan every year (I bought 100%). What is the basis of this growth? Zhijiang social security is paid by categories, such as 20%, 60%, 100%. What's the difference between the classification results?
The payment base of endowment insurance for flexible employees is 60%-300% of the average salary of employees in Yichang last year, and there are nine grades of 60%, 70%, 80%, 90%, 100%, 150%, 200%, 250% and 300% for payers to choose to pay.
Payment amount = payment base * payment proportion.
The payer can choose the payment grade that suits him according to his own economic affordability. The higher the payment base, the higher the future retirement benefits.
Hello, I am registered in Jiaxing, and I want to ask you some questions: 1. Is there a difference between social security paid by individuals and social security paid by units when receiving pensions after retirement? 2. What is the difference between the list and proportion of individuals paying social security and the list and proportion of units paying social security? What is the content of each? 3. What are the procedures for individuals to pay social security? 4. Can individuals pay social security invoices? Is it issued monthly or annually?
Hello, there is no difference between unit payment and individual payment in the calculation of pension insurance benefits. Employers pay five social insurance premiums for pension, medical care, work injury, maternity and unemployment on a monthly basis, while individuals only pay pension and medical insurance premiums. To participate in social insurance, flexible employees need to provide household registration book, ID card, bank card and two one-inch proof photos, and go to the window of the Municipal Social Security Bureau to register for insurance payment. Social insurance payment vouchers shall be issued once a year by local tax collection authorities.
I am an employee in Shanghai, and I am also an urban hukou in Shanghai. The base of housing accumulation fund paid by our company is different from that of social security. The provident fund is paid at 7% of the wage standard 1600, that is, 1 12 yuan. Social security is paid according to the salary standard of 2200. That is to say, I have two salary standards alone. In addition, when paying individual tax, it is 15 yuan, so this wage standard is another one. I am confused now, if this behavior of the company is illegal. How should I protect my rights and interests?
The social security provided by our company is based on the salary standard of 1200, but our actual salary is 10000 yuan (cash), and personal income tax is deducted a lot every month. So, do you want to ask how this affects social security? Should the company help us pay the insurance base according to our actual salary? I also suspect that the company withheld our personal income tax privately.
1. Of course not.
2. The social security payment standard will be paid to you according to the local minimum average wage line. Generally, you only pay a basic social security. Pay more, and your salary will be deducted more. The more you deduct, the more social security you pay naturally. This social security is paid by the company together with you. If you want to pay more, talk to the company.
3. Personal income tax You have the right to pay personal income tax-wage and salary tax. The 9-level excess progressive tax rate is applicable. You know your salary. Check the tax rate online and calculate it yourself. Don't be so suspicious.
According to the Labor Bureau, men who have paid 15 pension insurance cumulatively will retire at the age of 50 when they are 60.
First, pay-70,000 or 80,000 more.
● Starting from 200 1, it is now 10. Men retire at 60 and women at 55.
Pay an extra five-year premium (20 1 1 annual premium of 5,200 yuan * 5 = 26,000 yuan); At present, five years' salary is lost (in the first year of 700 yuan, it has increased continuously for six years, with an average of at least100000, at least 50000) =7.
↑ Above is paid by non-enterprise employees, and the pension does not apply for age wages.
Second, we paid-earned 70,000 to 80,000.
● Payment started at 1997, and now it is 15. Men retire at 60 and women at 50.
1996-2000 The total premium for five years is about 4,000 yuan, and the premium for less than one year is 20 1 1, which is equivalent to four years' savings (at least 5,200 yuan per year) = 20,000 yuan+five years' salary (50,000 yuan) = 70,000 yuan.
↑ The above part belongs to the processing age of enterprise employees' contributions and pension wages.
There is a difference between the social security paid by the unit and the full amount paid by the individual.
But you will enjoy the same treatment after retirement!
In the enterprise, the personal burden is 8% and the unit burden is 20%, of which 8% is included in the personal account;
Out-of-pocket, out-of-pocket 20%, all borne by yourself, 8% of which is included in personal account. Pay 6000 a year, and you can pay social security before you reach retirement age. You can also not pay social security, but the pension base at retirement may be the lowest. It is best to pay medical insurance continuously. If you don't pay it in a month, you have to start over. If individuals pay, they can only enjoy medical insurance after half a year. In other words, if you pay medical insurance within six months and get sick and hospitalized, you will not be reimbursed. The medical insurance paid by the unit takes effect in the same month, and it can be reimbursed for hospitalization in the same month. Employee-based salary
Pension: 20% for enterprises and 8% for individuals.
Medical treatment: enterprise 10%, individual 2%
Unemployment rate: enterprise 2%, individual 1%.
Work-related injuries and maternity are borne by enterprises, and individuals do not pay.
The difference between enterprise employees and freelancers paying endowment insurance.
What percentage of endowment insurance for enterprise employees goes into personal accounts? What percentage of freelancers enter personal accounts? That kind of bargain?
Answer:
Employees of enterprises pay social security, including endowment insurance, 20% for enterprises, 0/0% for individuals, 0/0% for individuals and 20% for social pooling.
Individual freelancer status to participate in social security pension, payment base:
According to the average monthly wage income of employees in the previous year (the upper limit is 300% of the average monthly wage of employees in the city last year, and the lower limit is 60% of the average monthly wage of employees in the city last year).
Pension insurance payment ratio: 30.5%;
Personal account bookkeeping method:
According to my payment base 1 1%.
Suddenly said that he would pay social security himself. After resigning, the company colleagues set up a human resources company, mainly to pay social security for individuals. It is said that some individuals do not have to pay, such as maternity insurance (the woman has given birth), unemployment insurance and work injury insurance. Leadership means paying only endowment insurance and medical insurance. Early in the morning, he came to calculate an account for us, saying that the social security industry in China would go bankrupt sooner or later, and that we had paid social security for 35 years, and started to receive a pension at the age of 65. According to the average life expectancy, it would take about 10 years, and the final money was about 360,000. At the same time, civil servants and institutions usually do not pay social security, but they will get the highest pension when they retire. Where does this money come from every year? . . . . . . I don't know much about social security and need help to analyze it. If an individual pays social security, will he get the same money as the company after retirement? If an individual pays, will there be no social security card?
Social security pension needs to pay 15 years, and medical care needs to pay 20 years. What's the difference between starting at 30 and starting at 40?
Municipal Human Resources and Social Security Bureau replied: Pension insurance needs to pay 15 years, which is the minimum payment period for receiving pension benefits, but the longer the payment time, the higher the pension benefits; Medical insurance has been paid for 20 years when I retire, so I don't need to pay after retirement and enjoy medical treatment for life. Therefore, people aged 18 can participate in endowment insurance and medical insurance.
Received basic social security from the company in 2009. Now he has resigned from the company and is at home. I have no job at present. How can I continue to pay social security and how much is the monthly fee? Also, if I am willing to let the original company agree to pay the premium for me, is there a difference between the social security paid by individuals at the same level and that paid by the company? thank you
The District People's Social Security Bureau replied:
1. You have not established a labor relationship with the employer, so you cannot participate in social insurance as a company employee. The insurance items, payment base and payment ratio of social insurance paid by employees and individuals are different.
2. You can participate in the basic old-age insurance for employees of urban enterprises in our district as a freelancer, and also participate in basic medical insurance, supplementary medical insurance for serious illness and maternity insurance. At present, the basic old-age insurance for urban workers has three payment grades, and the monthly payment amounts are 33 1.00 yuan, 44 1.40 yuan and 55 1.80 yuan respectively. The basic medical insurance for urban workers (including maternity insurance and supplementary medical insurance for serious illness) currently pays 208.49 yuan per month.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.