After receiving the lawyer’s letter, all the user has to do is contact the other party in time and take the initiative to repay. If possible, it is best to pay off all the debt to avoid going to court. Otherwise, if If you lose the lawsuit, the user may have to pay litigation fees.
The consequences of being sued are: 1. The court will make a judgment in accordance with the law. If the borrower still does not repay the loan after the judgment, the lender can apply for enforcement. The property of the person subject to execution will be seized and frozen in accordance with the law; 2. If the person subject to execution has the ability to perform but refuses to perform, the court can include him or her in the list of dishonest persons, which will affect the daily life of the person subject to execution; 3. If the person refuses to perform the execution, the court may If it is serious, it may constitute the crime of refusing to execute the judgment or ruling.
The people's court may also restrict the high consumption of the person subject to execution for breach of trust. After being restricted from high consumption, he shall not engage in the following behaviors to pay for expenses with his own property: (1) When taking transportation, choose second-class or above cabins on airplanes, trains, or ships; (2) Make high-end purchases in star hotels, hotels, nightclubs, golf courses, etc.; (3) Purchase real estate or build new, Expanding and high-end decoration of houses; (4) Leasing high-end office buildings, hotels, apartments and other places for office work; (5) Purchasing non-business vehicles; (6) Traveling and vacationing; (7) Having children studying in high-fee private schools ; (8) Paying high premiums to purchase insurance and financial products; (9) Other high-consumption behaviors that are not necessary for life and work. The behavior of the person subject to execution in violation of the high-consumption restriction order is a refusal to perform the legal effect of the people's court. If the judgment or ruling is verified to be true, the person shall be detained or fined in accordance with the provisions of Article 102 of the National Procedural Law of the People's Republic of China and the State Procedural Law of the People's Republic of China; if the circumstances are serious and constitute a crime, Hold him criminally responsible according to law