1. How to choose a third-party electronic contract platform?
1. Core Technology The electronic contract industry is still in its infancy in China, and the core technical means of the products are basically the same. From the perspective of products and services, there is currently no third-party electronic contract platform that has truly established technical barriers. Taken together, the core technologies of all third-party electronic contract platform products are nothing more than three types: identity authentication technology, digital signature technology, and time stamp technology. Among them, most platforms cooperate with CA organizations, submit applications to CA organizations, and issue legally recognized CA certificates to users, effectively proving the user’s true identity. However, there are also a few platforms that cooperate with the public security department and use the eID system to achieve user identification.
As for specific technologies, although there are many categories, the principles are basically the same. What is more convenient is face recognition, mobile phone verification, etc. In terms of digital signature technology, all companies are relatively consistent, and almost all use hash digest technology. The so-called hash summary technology mainly refers to converting electronic files into a numerical value through some technical means. If the electronic file is altered, this value changes immediately, so tampering can be quickly identified. It is worth mentioning that in terms of digital signature technology, Yunyue is currently the only company that uses blockchain technology and has specific cooperation with Alibaba Post.
2. Although there is not much difference in platform qualifications and security guarantees, there are still some differences between third-party electronic contract platforms in terms of platform security guarantees. From an IT perspective, platform security involves many aspects, among which the following are more valuable: commercial encryption license, IS027001 certification, SSL certificate, and high-tech enterprise certification. Commercial encryption license: Since the electronic contracts and related hardware used in electronic contracts are commercial encryption products, these platforms require a sales license from the State Encryption Administration to use electronic contracts and build electronic contract platforms, otherwise it is an illegal operation. Is 027001: ISO 27001 is an information security quality management system certification, proposed by the British Standards Institute (BSI), and is the most common international standard for information security risk management.
SSL certificate: refers to the authentication certificate level of the website server. The SSL certificate has the functions of server authentication and data transmission encryption. The certificate always has three evaluation levels, including EV
SSL certificate is the highest, OV SSL certificate is the second, and DV SSL certificate is the weakest. Specifically, DV
SSL certificate only verifies domain name ownership, only encrypts transmission information, and cannot prove the true identity of the website; observed velocity (observed velocity)
SSL certificate is standard SSL The certificate needs to verify the true identity of all units of the website, and the EV
SSL certificate is an SSL certificate that follows a globally unified and strict authentication standard method. It is currently the SSL certificate with the highest security level in the industry.
Among them, OV SSL is mainly used on domestic websites, while EV
SSL is more widely used on foreign websites. Reliable commercial websites will generally deploy EV SSL certificates or OV SSL certificates, and will never deploy DV SSL certificates that have been abused by fraudulent websites. High-tech enterprise: This certificate is issued by the state and mainly assesses the number of core intellectual property rights, number of key technology fields, corresponding indicators of innovation capabilities, and the proportion of RD expenses in sales revenue, etc. Compared with ordinary enterprises, high-tech enterprises can enjoy a tax reduction of 10% and enjoy a large number of national policy preferences. Therefore, the national review is very strict, and the certificate has a relatively high gold content.
3. The legal validity and ease of use of products and services are the main directions for platform evaluation. In many cases, the legal effectiveness and convenience of electronic contract products are two ends of the scale. Professional electronic contract companies must strike a balance, optimize user experience as much as possible, and make products more convenient and friendly. The functional modules of third-party electronic contract platforms on the market are similar, and basically include contract editing, contract sending, contract storage, contract management and other functions. In addition to basic functions, many electronic contract companies also provide legal extension services, such as activating one-click arbitration functions and providing certificate issuance reports.
Many electronic contract platforms are mainly divided into three methods: independent deployment, API docking, and local deployment. The only obvious difference is the legal services the platforms can provide. In fact, the future direction and trend of the electronic contract industry lies in legal services. The biggest benefit of using electronic contracts is the legal aspect. If this tool can provide more legal-related services, it will be more favored by customers.
4. Platform strength Since electronic contract platforms are still relatively new, many platforms are in their infancy. For enterprises, funds, talents, and customer relationships are the three most important factors. First, look at financial strength. Current official information shows that Yunyue has a self-built office building in Wanli Building, which is located in a very luxurious and expensive location. It is also a national electronic contract platform and the only service provider authorized by the Ministry of Industry and Information Technology to issue electronic signature service certificates. Its electronic services provide full-ecological one-stop electronic signature services such as real-name authentication, electronic signatures, data encryption, contract verification, legal services, and insurance services, providing security and legal protection for products. No electronic contract management qualification was found in the system of the National Commercial Cryptozoology Administration.
The employees come from the Internet, integrating more than 1,000 senior lawyers, and have certain strength. The main cooperative customers are government projects and banking system customers, and the products and supporting services are relatively complete. The customer industry and number are large, and representative cooperative customers include China Merchants Bank, Superstar Group, Wanma Group, etc. Yunyue is currently working in Hangzhou and has received Series A financing. Cloud Compact is quite strong thanks to government support. In order to prevent a series of problems caused by financing, cloud contracts have high financing thresholds, are not easy to obtain financing, and basically do not require financing. . The founder of Yunyue was once the founder of a well-known law firm in the lawyer circle. He has entrepreneurial experience and legal background, so Yunyue's products also have obvious advantages in legal services. Finally, look at the cooperative customers.
Among the partners of Cloud Contract Electronic Contract, there are Debon Logistics, Changan Automobile, Asia Xia, Tik Tok, Zhejiang Human Resources Association, etc. Judging from the number of major cooperative customers that can be seen on the official website, Cloud Contract There are many large customers in the contract.
5. Product Price The reason why price is placed last is because for business users, product effectiveness takes precedence over price. If you blindly pursue price while ignoring the effectiveness and safety of the product, it would be putting the cart before the horse. After comparing the prices of various products, we found that almost all platforms sign electronic contracts with a unit price of about 5-6 yuan, regardless of the differences in the billing models of each platform. There are two main charging models for electronic contract platforms. One is based on the number of signings. For example, if a contract involves three parties, it will be charged three times, and the fee will be deducted each time it is signed. The other is to charge according to the contract. Fees are deducted only once per completed contract, regardless of the number of parties involved in the contract. If the company has strict cost control requirements and must compare the lowest unit price, then when examining the unit price, it must choose a more cost-effective charging model based on the company's situation.
Electronic contract system Good electronic contracts have been widely used in e-commerce, online travel, Internet finance and other fields. However, the industry has not yet been fully standardized, and there are still problems of uneven quality. Not all service providers can provide users with reliable, legally recognized electronic contract signing services; in addition, electronic contracts rely on third-party platforms, and the security of data storage and transmission is also an issue that enterprises need to pay attention to. So which electronic contract system is better? According to a survey of professional data, the electronic contract system on the market shows a trend of "three-thirds of the world". It is worth noting that Cloud Contract is the only national electronic contract platform certified by the Ministry of Industry and Information Technology.