What is the sentencing standard for credit card fraud?

According to the relevant provisions of the Criminal Law, the sentencing standard for the crime of credit card fraud is: if the perpetrator commits credit card fraud in any of the following circumstances, if the amount is suspected to be relatively large, he shall be sentenced to fixed-term imprisonment of not more than five years or fixed-term imprisonment, and shall be fined not less than 20,000 yuan but not more than 200,000 yuan; Suspected of huge amount of credit card fraud or other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years and fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge, or if there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan, or the property of the fraudster shall be confiscated:

1. The actor uses a credit card obtained through false identification;

2. Using an invalid credit card;

3. The perpetrator fraudulently uses another person's credit card;

4. Malicious overdraft.

legal ground

Article 196 of the Criminal Law commits the crime of credit card fraud under any of the following circumstances, and if the amount is relatively large, it shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property:

(a) using a forged credit card, or using a credit card fraudulently obtained with a false identity certificate;

(2) Using an invalid credit card;

(3) Fraudulent use of another person's credit card;

(4) malicious overdraft. The term "malicious overdraft" as mentioned in the preceding paragraph refers to the behavior that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and refuses to return it after being urged by the issuing bank. Whoever steals a credit card and uses it shall be convicted and punished in accordance with the provisions of Article 264 of this Law.