2. Collectors will bomb the address book to scare you. You must not be afraid (in general, they will do the same). Just say: you can fry if you like. After the bombing, my relatives, friends and colleagues all know about my borrowing money, and they will not lend it to me again, and your money will not be paid back. But you disturb the normal life and work of others, and I can't care if others report the case.
3, if he wants to move out of any credit information that affects the loan to buy a house and so on. Just say I can't even give your company thousands of dollars. Do you think it is possible for me to afford a house? If any court sues this kind of thing, leave him alone and let him sue at once (their purpose is to ask for money). As for putting you in prison, it's a bluff. In short, don't be afraid to answer the call, but since you borrowed it, you must find a way to return it in time.
4. Letter from the police lawyer. The person who collects the money may tell you or send you an alarm letter or something. At this time you tell them that although I owe money, I have reported your threat to the police station.
I received a phone call from home asking for money. Just tell them: it's not easy for everyone, and you help people collect debts. You threaten my personal safety, and I can defend myself at any time. At that time, if anything happens to me, you will have to go to jail; What did you do to me? It's really not worth it.
6. Take the initiative to contact the company in arrears. The above is only a temporary solution, not a permanent cure. After figuring out the money owed and the money returned. Call the staff in the financial department to negotiate the amount to be returned and the way to pay back the money. People still have to pay back when they exchange money.