The crime of fund-raising fraud mentioned in Article 192 of the Criminal Law is the illegal raising of funds through fraudulent methods for the purpose of illegal possession. If the amount is relatively large, the sentence is to be not less than five years in prison or criminal detention, and a fine of not less than 20,000 yuan but not more than 200,000 yuan; If the amount is particularly huge or there are other particularly serious circumstances, the offender shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan, or have property confiscated.
Article 193: The crime of loan fraud falls under any of the following circumstances: defrauding banks or other financial institutions of loans for the purpose of illegal possession. If the amount is relatively large, the sentence is to be not less than five years in prison or criminal detention, and a fine of not less than 20,000 yuan but not more than 200,000 yuan; If the amount is particularly huge or there are other particularly serious circumstances, the sentence shall be not less than 10 years in prison or life imprisonment, and a fine of not less than 50,000 yuan but not more than 500,000 yuan, or property confiscation:
(1) Fabricating false reasons for introducing funds, projects, etc.;
(2) Using false economic contracts;
(3) Using false documents;
(4) Using false property rights certificates as guarantees or making repeated guarantees exceeding the value of the collateral; (5) Using other means to fraudulently obtain loans.