What should I do if I owe Zhongyuan Consumer Finance 2000 yuan and am issued a lawyer's letter?

Legal analysis: the lawyer's letter, as a notice, is indeed overdue. It is recommended to repay the loan on time, otherwise it will bear adverse legal consequences: overdue interest, being sued, blacklist of credit information, etc. If the other party has illegal acts such as usury, it can reduce part of the interest by suing the court. If the other party has no illegal acts such as usury, it is suggested to negotiate and formulate a specific repayment plan to gradually return the money.

Legal basis: Article 125 of the Civil Procedure Law of People's Republic of China (PRC), the people's court shall send a copy of the complaint to the defendant within five days from the date of filing the case, and the defendant shall submit a reply within fifteen days from the date of receipt. The defense shall specify the defendant's name, gender, age, nationality, occupation, work unit, residence and contact information; The name and domicile of the legal person or other organization and the name, position and contact information of the legal representative or principal responsible person. The people's court shall send a copy of the defense to the plaintiff within five days from the date of receiving the defense.

If the defendant fails to submit the defense, it will not affect the trial of the people's court.