Both ICBC and China Construction Bank can consider it. Personally, from the perspective of using bank cards, the service attitudes of these two banks are relatively good. Other banks have also applied for bank cards, but found that the efficiency of business processing is very low. For example, if you transfer more than 20 thousand or 50 thousand from some banks, you must make an appointment in advance, but some banks have to make an appointment one day in advance, and some have to make an appointment three days in advance. Something unexpected happened.
House mortgage is actually very particular, because the value of the house is basically fixed, but the price of your mortgage in different banks is different, because the evaluation teams of different banks are different, although the standards are roughly the same, there is always a little difference. For example, if you choose to go to a fake bank, it may give you a parity, that is, it will bring you 500 thousand, but it seems that another bank may give you 550 thousand, which is definitely a higher parity level.
The following houses have also noticed some problems, such as whether the house has been paid in full, and whether it was bought in full when it was first bought. If you don't buy it in full, you can't make a second mortgage, because if you choose mortgage and installment payment, the ownership of the house is not entirely yours, and you only have the right to use it. The bank won't bring you money at this time. You need to pay off the mortgage in advance to mortgage.