1. cooperation: cooperate with relevant departments or institutions to refund money according to their requirements.
2. Seek legal advice: consult a professional lawyer to understand your rights and legal responsibilities and get appropriate advice.
3. Negotiate settlement: actively communicate with relevant departments to seek solutions, such as installment payment or reasonable adjustment of refund amount.
4. Payment of refund: Pay the refund on time according to the regulations and requirements of relevant departments to avoid legal consequences.