As long as you have the card number, you can transfer money to repay, and you should actively negotiate with the bank. The first condition of credit card crime is malicious overdraft, and the factor to judge malicious overdraft is whether the debtor refuses to repay, so as long as he repays, he will not be prosecuted. Don't worry about non-bank calls, they are usually outsourced debt collection companies of banks. It's usually a threat. It's no use telling them. We should actively negotiate with the bank. You can go to your local Guangfa Sub-branch (the sub-branch below may be useless) and negotiate the repayment period with the bank according to your own situation and salary (of course, the longer the better). At the same time, we should pay attention to frequent repayment, and a few hundred is not too little. If you have 2000 yuan in your hand now, you'd better not pay it back at one time. Today, 500 yuan, 700 yuan a few days, 300 yuan a few days, 500 yuan a few days. As long as you can't run away, it won't help at all, and once you run away, you must be a suspect on the Internet of the Ministry of Public Security. If you catch a direct sentence, you will be sentenced. Don't think that if you don't have an account, you have to pay it back, and there may be a high fine. Please take care of yourself
It is estimated that if you don't pay back the money, you will only die, but it is not worth my hero's 3w. Learn a lesson and make a comeback.