-keep calm and rational, and don't argue or conflict with each other.
-Contact the local police and report the case to inform them of the threats and intimidation.
-Relevant evidence, such as general recall, text messages, etc. Can be kept as a basis for future rights protection.
-Consult a professional lawyer or consumer protection agency to understand their rights and legal protection measures.
-Try to avoid personal contact or meeting to ensure your own safety.
2. There may be risks in overdue online loans, but it is illegal to be insulted and threatened by the address book. You should take positive actions to protect your rights and interests.
-make repayment plans, communicate with lending institutions, explain the situation and seek reasonable solutions.
According to relevant laws, lending institutions have the right to collect debts, but they must do so within the legal framework and cannot use threats and intimidation.
-Leave relevant evidence, such as general recall and text messages, for future rights protection.
-If the situation worsens or poses a real threat, call the police immediately and seek legal assistance.
Summary: If the online loan is threatened by the abuse of the address book one day overdue, you should keep calm and take reasonable action now. Abide by the law, negotiate solutions with lending institutions, protect personal safety and safeguard their own rights and interests when necessary.