Forging false information loans includes four situations: fabricating false reasons such as introducing funds and projects; Using false economic contracts; It constitutes a crime to use false certification documents or false property rights certificates as collateral or to repeatedly guarantee beyond the value of collateral.
Standards for filing and prosecuting loan fraud
1. Obtain loans, bill acceptance, letters of credit, letters of guarantee, etc. By fraudulent means, the amount is more than one million yuan;
2. Obtain loans, bill acceptance, letters of credit, letters of guarantee, etc. By fraudulent means, causing direct economic losses of more than 200,000 yuan to banks or other financial institutions;
3. Obtain loans, bill acceptance, letters of credit, letters of guarantee, etc. Take fraudulent means for many times, although it does not meet the above-mentioned amount standard;
4. Other circumstances that cause heavy losses to banks or other financial institutions or have other serious circumstances.
What is the crime of helping people make false information loans?
Belongs to * * * and loan fraud. If the loan amount is large, it constitutes the crime of loan fraud and bears criminal responsibility. For the purpose of illegal possession, defrauding banks or other financial institutions of a large amount of loans by using false economic contracts or false certification documents and false property rights certificates as guarantees constitutes the crime of loan fraud; If the amount of fraud is huge (50,000-200,000 yuan), he shall be sentenced to fixed-term imprisonment of not less than 5 years 10 years and fined not less than 50,000 but not more than 500,000; If the amount is especially huge (more than 200,000 yuan) or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan, or his property shall be confiscated.
I hope the above content can help you. If in doubt, please consult a professional lawyer.
Legal basis:
Criminal law of the people's Republic of China
Article 193 Whoever defrauds a bank or other financial institution of loans for the purpose of illegal possession under any of the following circumstances, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property:
(a) fabricating false reasons such as introducing funds and projects;
(two) the use of false economic contracts;
(3) using false documents;
(four) the use of false proof of property rights as a guarantee or repeated guarantee beyond the value of collateral;
(5) obtaining loans by other means.