The insurance company now compensates disability compensation 1 10000 yuan, medical expenses 10000 yuan and material losses of 2000 yuan within the scope of compulsory compulsory compulsory insurance. The owner shall bear 60% of the excess loss, and the individual shall bear 40%. Of the 60% borne by the owner, excluding legal fees, attorney fees and compensation for mental damage, the insurance company may be required to bear 500,000 yuan of third party liability insurance.
The owner of the vehicle bears the main responsibility, which constitutes a traffic accident crime, but if he actively compensates, he will generally be sentenced to probation.