If the borrower has no repayment ability, he can consider taking legal measures to recover the arrears. Specifically, you can entrust a professional law firm to prosecute, enforce it through court decisions, or recover it by other means.
At the same time, the loan contract should clearly stipulate the overdue interest, liquidated damages and other related terms, as well as how to deal with it once it is overdue, which is conducive to protecting the rights and interests of investors.
In short, in case of overdue financing, corresponding measures should be taken in time to protect the rights and interests of investors. At the same time, before investing, the financial status and credit status of relevant companies should be fully investigated and evaluated to reduce investment risks.