In other words, the two-faced people on the surface and in fact are routine loans, and the high interest rates agreed by many private lenders are not routine loans to a certain extent, even usury agreed between companies.
What about a friend's daily loan? How should friends call the police?
First of all, friends should be vigilant and not be easily bound by the framework. When a friend needs a loan, don't believe in traps such as low interest and quick loans. Because the Cushing team can definitely tell friends, almost nothing. Loans should go to formal financial institutions or borrow money from relatives and friends around, and don't trust the small interests of illegal microfinance companies. At present, the modus operandi of criminals is endless, and there are more and more means to publicize fraud through online platforms. Being greedy and fanatical is the only correct attitude. When making a loan, you should immediately issue a red warning in case of similar interest, high liquidated damages and harsh repayment conditions. Don't rush to sign a contract, consult more reliable friends around you to avoid falling into a passive situation.
2. My friend is trapped. What should they do in the first place? When you find that your friend has been stereotyped, the first thing to do is to report the case to the public security organ and seek legal protection. Of course, in order to punish criminals faster and recover losses, Kaxin Group suggests that friends should consult professional criminal lawyers first, and under the guidance of professional criminal lawyers, determine the relevant charges according to the facts of the case, and collect and fix evidence as soon as possible according to the charges, which is the best choice.
3. What information should I prepare for my friend's declaration? The materials that friends need to prepare when applying include, but are not limited to, personal identity card information, application items and causes of events, facts and loss results, contact information of applicants, advertisements on websites or WeChat, transaction contracts, bank accounts, phone records or WeChat chat records with the other party, evidence of violent and non-violent urging by the other party, and evidence of loss.
4. Where should friends declare? Is it the area under the jurisdiction of the police station? Or go to the light water reactor? According to the Criminal Procedure Law, friends can choose the public security organ where the crime is committed or the public security organ where the suspect lives to declare daily loans. In practice, if you choose to report crimes, you will be more vulnerable.
The crime scene of "Japanese loan" may include the place where the publicity website is registered, the place where the loan contract is signed, the place where the remittance bank is located, and the place where the loan is violently collected. Therefore, as long as there are any places related to the implementation of Japanese loans, they can be identified as "criminal places". Therefore, if we report the case to the public security organs in the above-mentioned crime areas, the public security organs will generally accept it.
The above-mentioned "routine loan" may involve fraud, extortion, robbery, false litigation and other crimes, and the criminal brigade of the public security organ or the criminal squadron of the police station shall be responsible for the investigation. Friends can report to the criminal brigade of the district public security bureau or the police station.
5. What if a friend fails to file a case with the public security organ? Daily borrowing is a cross-disciplinary case, and judicial organs often dispute whether this behavior is a civil dispute or a criminal case. Therefore, not all "one kind of loan" cases are criminal cases, which are accepted or filed by public security organs. If the public security organ does not file a case, a friend may file a reconsideration with the public security organ that does not file a case. Report to the superior public security organ for review. Appeal to the people's procuratorate at the same level for filing supervision.
6. How can friends recover their losses through criminal proceedings? Friends can ask the public security organ to freeze and seal up the property of the criminal suspect while reporting the loss of the daily loan, so that the property can fully repay the loss after the criminal judgment. In the process of criminal proceedings, friends can also make criminal reconciliation by communicating with criminal suspects or defense lawyers, so as to recover losses as soon as possible. After the case enters the criminal trial stage, friends can file a civil lawsuit against the criminal army and ask the court to make a judgment or ruling on the loss.