All banks have the same basic requirements for handling credit cards. They must be at least 18 years old, have stable work income and good credit. Of course, it would be better if they had certain assets.
Summarized the card handling methods of the following banking channels:
First, to apply for a card through a bank outlet, you should bring your ID card and proof of work income (usually including: work permit, employment permit, salary card (preferably more than 3 months), tax bill, social security bill, provident fund bill for the last 3 months, etc. None of these are necessary, if you have any). If you can attach some financial certificates, such as real estate, automobile production, bank time deposit certificate, financial management, etc.
Second, at present, most banks can also handle cards through online channels, such as mobile banking, online banking, official WeChat, and official credit card websites. I use China Construction Bank, and it is much more convenient to apply for a card on his website than at the outlets, mainly because his outlets are sufficient, the repayment is convenient, and the activities are quite rich recently, which is quite easy to use. it wont hurt you to try it
Who knows where there is a credit card in Laizhou?
If you meet the requirements of China Merchants Bank's credit card application, you can try to apply. The most important condition for applying for China Merchants Bank Credit Card is 18-60 years old (25-60 years old for foreigners), with certain economic ability and good credit record. Please refer to the actual audit of our credit card application results. The necessary application documents are copies of identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit. If you are interested in CMB credit card and have never held our credit card, you can apply in the following four ways: 1. Please log on to the credit card website and select "Apply for Credit Card"-"Apply for New Customer"; 2. Please bring your original identity certificate, work certificate and financial documents to the business outlets of China Merchants Bank in person; 3. You can also call the customer service hotline, select "3#" in the voice for credit card application consultation, and then select "1" to transfer the service specialist to register for you, and inform our local staff to contact you to confirm the application. 4. If you have applied for the professional version of our online banking, you can apply through the professional version. Remind you that credit card verification is subject to the final audit result.
Can Laizhou Traditional Chinese Medicine Hospital pay the deposit by credit card?
You can queue up at the toll window to ask for the most accurate answer, or you can call the hospital for consultation. Some general hospitals can use it. Items with only cash are not excluded: for example, infant vaccines generally only support cash payment.
Judging from the current reality, the amount of bad debts has exceeded 1000 billion, and the number of laolai will soon exceed 20 million, which will do more harm than good. Many innocent people are harassed because their families are in debt, and they are under too much psychological pressure and have frequent tragedies. This is absolutely unreasonable. What right does the bank have to harass the borrower's family and friends? Why don't you ask your family's wishes when you borrow money? Harassment when something goes wrong? I put forward my own views:
It is necessary to strictly supervise the process of issuing cards and lending, strictly check documents and property, and judge repayment ability. People under 20 and over 60 are not allowed to issue cards. If necessary, they need to contact their immediate family members (parents and children) in the household registration book to sign for confirmation. Otherwise, even if you owe a debt, you don't have to pay it back, but you should also investigate the responsibility of the relevant bank staff;
2. Strictly supervise the use of corporate remittance and loan, high-risk investment, sub-prime loan repayment and online loan repayment. , and stop and trace the enterprise in time;
3. Online lending should be resolutely put an end to. What a mess. No link is legal and compliant, and there are countless tragedies.
4. For adults, lending is a personal act, and any institution has no right to harass its family and friends and should be held accountable;
5. No more than 3 personal credit cards, and the maximum overdue amount of credit cards does not exceed 50,000 (the amount that basic families can afford). After 50,000, the card will be automatically closed and the receptionist will be arrested. At this stage, the illegal cost is too low, many people deliberately owe money, and broken cans will also bring trouble to their families;
6 loans exceeding 50,000 yuan must be mortgaged with personal collateral before the loan.
Above, if not managed, the contradiction between borrowers and lenders will intensify, and a big contradiction will break out sooner or later.
Which bank in Laizhou has more credit card discounts and more activities?
Sorry, I'm not from Laizhou. However, judging from the demand of banks, credit card business concessions mainly depend on what is the mainstream of banks' business. Credit card is actually a disguised deposit. As long as the user can repay the loan in time, the amount of each consumption means that you have already included the deposit amount in the bank in advance. Therefore, the smaller the deposit, the more credit card discounts, and the services of such banks are better than those of the four major state-owned banks (industry and commerce, construction, transportation and agriculture), and there will be fewer items of various charges. The above answers are for reference only.
So much for the introduction of Laizhou credit card.