The filing standard of the crime of insurance fraud is: if a natural person commits this crime, the filing standard is that the amount of insurance fraud should reach more than 10 thousand yuan; If a unit commits this crime, the standard for filing a case is that the amount of insurance fraud should reach more than 50 thousand yuan.
Legal objectivity:
Provisions of the Supreme People's Procuratorate and the Ministry of Public Security on the Standards of Criminal Cases under the Jurisdiction of Public Security Organs (II)
Article 56
Insurance fraud activities, suspected of one of the following circumstances, should be filed for prosecution:
(a) individuals engaged in insurance fraud, the amount is more than 1 ten thousand yuan;
(two) the unit engaged in insurance fraud, the amount of more than fifty thousand yuan.
Criminal law of the people's Republic of China
Article 198
Whoever commits insurance fraud under any of the following circumstances, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 10,000 yuan but not more than 100,000 yuan;
If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan;
If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan or confiscated property:
(1) The applicant intentionally fabricates the subject matter of insurance to defraud the insurance money;
(2) The applicant, the insured or the beneficiary fabricates false reasons or exaggerates the loss of the insured accident to defraud the insurance money.