According to the regulations, housing provident fund can be withdrawn, but it is not so easy to withdraw, and it needs to meet certain conditions before it can be withdrawn.
1. Can I get the housing provident fund?
Of course, housing provident fund can be withdrawn, but according to the regulations on the management of housing provident fund in China, certain conditions need to be met to withdraw housing provident fund. For example, the depositor of housing provident fund can withdraw his own housing provident fund when buying or renting a house, or when there are other uses permitted by the policy. These situations specifically include: buying or building self-occupied housing, including new houses and second-hand houses, repaying the principal and interest of loans for buying and building self-occupied housing, withdrawing provident fund after retirement or resignation, completely or partially losing the ability to work, and terminating labor relations with the unit.
2. What are the steps to withdraw the provident fund?
1, prepare data
When withdrawing the provident fund, the buyer needs to provide his real personal ID card and different and corresponding supporting materials according to the different purposes of withdrawal, and then he needs to go to his unit to collect and fill out the Application Form for Withdrawing the Housing Provident Fund and stamp it. Of course, some cities have opened the online withdrawal function, and property buyers can submit these materials online. If the company needs to handle it on its behalf, the buyer will prepare the information and hand it over to the corresponding person in charge of the company, waiting for their help.
Step 2 review
After you submit the withdrawal information of the provident fund, the local housing provident fund management department should conduct an audit to confirm whether your withdrawal application meets the requirements and whether the information is complete, true and legal. If you can't approve because of incomplete documents, you should fill in the materials as soon as possible and re-apply for extraction.
Step 3 send money
If the materials submitted by you pass the examination of the Provident Fund Center, the Provident Fund Center will transfer the amount to the joint provident fund bank card provided by you. Then you can use your bank card to withdraw money. It is very simple to withdraw the provident fund now. If you still don't understand, be sure to consult the local provident fund center, and they will tell you the specific extraction steps.
3. How can I get the housing provident fund without going through the resignation procedures?
The netizen asked:
Excuse me, lawyers, how can you get the housing provident fund without going through the formalities of leaving Foxconn?
The lawyer replied:
Go to the original company and reissue one. If the original company is unwilling to reissue it, it can ask the provident fund management center for help. When withdrawing the provident fund, you need to bring the following information: 1, resignation certificate 2, ID card 3, and bank account to which the provident fund is transferred-passbook or card 4. If it is a housing provident fund, it also needs the company's seal (application form for withdrawal of provident fund).
Legal objectivity:
Regulations on the administration of housing provident fund
Article 25
If the employee withdraws the balance stored in the housing provident fund account, it shall be verified by the unit where he works and a certificate of withdrawal shall be issued.
Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant;
If the withdrawal is approved, the entrusted bank shall go through the payment procedures.