The online loan record of credit investigation, whether passed or not, will not bring us too much trouble as long as it is not overdue.
If you want to eliminate such a report record, you need to wait five years to automatically eliminate it.
Or use the credit card usage record to cover the previous online loan application record.
If it is an online loan that does not accept credit information, the application record is permanent. Wechat search: Mi Gu data.
The database cooperates with more than 2,000 online lending platforms, and the queried data is very accurate and comprehensive.
You can view the user's application times, online loan data, online black index score, hit risk warning, court prosecution information, arbitration case information, dishonesty information and other data.
Among them, users can judge whether they are blacklisted users of online loans by virtue of the black index score.
The sub-scale of Cyberblack Index is: 0- 100. The lower the score, the better the credit.
Hit risk early warning can help users better understand their own shortcomings and improve the approval rate of online lending platforms.
The only thing that will change is the score of the Internet Black Index. The scale of network black index is 0- 100. The lower the score, the better the credit. Once the score exceeds 80, it is already a black household, and it is difficult to pass the risk control audit of the online loan platform.
If you apply for online loans for a long time, you must pay attention to your online loan data report in time to prevent yourself from becoming a black household because of blind application.