1. First, apply to the insurance company for surrender. For example, you can call the insurance company's customer service hotline to apply for surrender, or you can consult the specific information needed for surrender.
2. Secondly, take the surrender information to the insurance company's offline service outlets for surrender procedures. Surrender information generally includes an application for termination of the insurance contract, valid identity documents of the insured, premium payment vouchers, insurance policies, etc.
3. Finally, the staff of the insurance company will assist in the surrender procedures, and the surrender money will be returned to the insured within the agreed time.