It is illegal to induce loans, and it should be a crime to induce others to pay and cause great losses to the parties. According to the relevant laws and regulations of our country, if the amount of public or private property is relatively large, it shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also or only be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years and shall also be fined or confiscated. Article 266 of the Criminal Law of People's Republic of China (PRC), if the amount of public or private property is relatively large, it shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also or only be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years and shall also be fined or confiscated. Where there are other provisions in this Law, such provisions shall prevail.
Is it illegal to introduce customers to the publisher?
Nowadays, such institutions are everywhere, and some people often eat black, because if borrowers don't pay back the money, they will demand violence, and the interest rate is very high, which generally exceeds the bank's interest rate. So, is it illegal to introduce customers to those who let them go? 1. Is it illegal for people who introduce customers to release them? Generally speaking, it is not illegal for people who introduce customers to release them. For the introducer, he has the ability to judge whether to lend, so the introducer is not illegal. But if you profit from it, you may break the law. As far as loan interest is concerned, if the loan interest rate agreed by both parties exceeds the one-year loan market quotation rate when the contract is established, if one party asks the people to pay interest, the people will not support it. Second, is it illegal to lend money? (I) Concept Article 6 of the Opinions of the Supreme People on People's Trial of Lending Cases stipulates: "The interest rate of private lending can be appropriately higher than that of banks, and people in various places can grasp it according to the actual situation in their own regions, but the maximum interest rate shall not exceed four times (including interest rate) of similar loans from banks. If this limit is exceeded, the excess interest will not be protected. " Private lending that exceeds the interest rate of similar loans of banks by 4 times (including interest rate) is. (two) the effect exceeds the interest rate of private lending and is not protected by law, which is illegal, but does not constitute a crime. Therefore, if it is a lender, it is difficult for the lender's interests to get legal support if the borrower fails to repay the interest more than four times (including the principal interest rate) of similar loans of the bank after the loan expires. In other words, the law protects the interest and principal not exceeding four times the interest rate (including interest rate) of similar loans of banks. Third, how to come back? The law protects the interest and principal (including the principal interest rate) not exceeding four times the interest rate of similar loans of banks. The released person can get it back in the following ways: (1) reconciliation. Negotiation settlement means that the parties of creditor's rights and debts directly negotiate or invite a third party to mediate to solve the problem on the basis of voluntariness and mutual understanding. When the creditor's right expires or is about to expire, if the debtor is temporarily unable to repay the debt but has the sincerity to repay it, the creditor may negotiate with the debtor on the time limit, method and amount of debt performance, and urge the debtor to fulfill the debt or sign a repayment agreement. If the creditor's rights are secured by mortgage or provided by a third party, the creditor can negotiate with the mortgagor or guarantor, or ask the third party to "match the bridge" so that the mortgagor can pay off the debts with sufficient mortgaged assets, or the guarantor can pay off the debts. The following principles should be followed in resolving debts through consultation: 1, equality and voluntariness; 2. Abide by laws and regulations; 3, do not harm the legitimate rights and interests of the state, society and others. (2) mediation. If the creditor does not want to harm the peace, make an enemy, or dissolve the debt quickly, he may submit a written mediation application to the local people's mediation committee. To apply for mediation, the following conditions shall be met: 1 There are clear basic information of citizens, legal persons and other people who are applied for mediation. 2. There are specific mediation requirements, such as requiring the respondent to fulfill the repayment obligation. 3. The application for mediation has factual basis, such as loan contract and guarantee agreement. 4, belonging to the scope of acceptance of the people's mediation committee. After reaching an agreement through mediation, the debtor shall perform its obligations as agreed, and shall not alter or terminate the agreement without authorization. If the debtor repents or partially repents after signing the agreement, the creditor may request the people's court to order the other party to perform the mediation agreement. (3) arbitration. According to the provisions of China's arbitration law, arbitration is final, trial-level and unified. Compared with the two-instance system, arbitration is more conducive to the rapid reconciliation between the parties. When applying for arbitration, the parties shall submit an arbitration agreement, an application and a copy thereof to the arbitration institution. The application shall specify in detail the facts and reasons such as the name, gender, age and occupation of the party concerned. Arbitration for debt settlement has strong confidentiality, and most of the parties have no fierce confrontation. In addition, the cost of applying for arbitration is generally lower than the cost of filing a lawsuit. (4) litigation. Debt litigation is a kind of civil litigation. For some complicated cases, if the other party is difficult to handle or solve by other means, the creditor may choose litigation procedures to solve them. The litigation advantages are as follows: 1. Dealing with debts is the final and executable solution. 2. The limitation of action is strictly limited by law. After receiving a civil complaint from a citizen or filing an oral case, the trial period of first instance of a civil case is six months, which may be extended for six months under special circumstances; If you refuse to accept the judgment of first instance, the parties may appeal to the people's court at the next higher level; If a party refuses to accept the ruling of first instance, it shall appeal to the people's court at the next higher level within 10 days, and the trial period of second instance of civil cases shall be 3 months. Sentence immediately after the verdict. (5) Apply for a payment order. After the people's court accepts the application, if the facts and evidence provided by the creditor are clear and legal, it shall issue a payment order to the debtor within 15 days from the date of acceptance. If the application is not established, the ruling shall be rejected. If the debtor fails to perform his obligations consciously within the specified date and fails to raise a written objection, the creditor may apply to the people's court for enforcement. To sum up, the release behavior is illegal, but it does not constitute a criminal offence. At this time, cases will generally be handled in accordance with civil cases. Is it illegal to introduce customers to the publisher? Logically speaking, if it is not illegal for the introducer to introduce to the customer, the parties can judge whether to lend, so the introducer is not illegal, which is illegal in China and is not protected by law.
Is it illegal for a banker to introduce a loan to Sichuan?
It is illegal for a banker to introduce a loan to Sichuan. According to relevant information, from the perspective of the banking system, the internal control of banks prohibits employees from colluding with private financial companies to lend to their loan customers. Once verified, if the circumstances are serious, it shall not be refused without reason. People who engage in this kind of lending mostly use the identity of bank employees to win the trust of customers. However, this situation is also prone to creditor's rights and debts, because in the process of referral, there will be more or less exchange of interests, especially bank employees will take bribes and commit crimes of bribing state employees, and serious cases will face criminal responsibility.
Is it illegal to help others introduce private lending with interest and get kickbacks?
Illegal. According to the relevant information, the behavior of staff accepting high interest in the form of private lending should be recognized as. Breaking the law means breaking the law, from Mandarin Lu Xia.
Is it illegal to fool others into borrowing money?
It depends on whether the liar has used someone else's ID card. According to relevant regulations, it is illegal to fraudulently use other people's identity cards. At the same time, borrowing money with someone else's ID card is a loan, and if the circumstances are serious, it will also constitute finance, so that the lender will be sentenced to jail. If a party uses his ID card to get a loan, but there is no evidence to prove that others have cheated him, it will be difficult to pursue the legal responsibility of the other party. Legal basis: Article 193rd of the Criminal Law of People's Republic of China (PRC) is under any of the following circumstances. Whoever borrows a large amount from a bank or other financial institution for the purpose of illegal possession shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years, fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property: (1) fabricating false reasons such as introducing funds and projects; (two) the use of false economic contracts; (3) using false documents; (four) the use of false proof of property rights as a guarantee or repeated guarantee beyond the value of collateral; (5) Loans in other ways.
Is it illegal to do loan intermediary business?
Is it illegal to do loan intermediary business?
1. In general, it is legal to do loan intermediary business. There are provisions in the law to support intermediary matching services (that is, loan intermediaries).
2. The loan intermediary should pay attention to the customer's monthly interest. Because the highest law of the country stipulates that only the annualized interest rate is lower than 24%, that is, the monthly interest rate is below 2 points.
3. Even if it is exceeded, the state will not protect it.
Operation process of mortgage loan
(a) to confirm the scope of collateral
(2) materials submitted by the mortgagor
(three) the relevant personnel to the relevant departments to apply for audit.
(four) after the audit is correct, before lending.
Is it illegal for an unlicensed loan intermediary?
This is definitely illegal.
Can investment management companies do loan intermediary business?
Investment management companies can do loan intermediary business.
Investment management company business:
Investment management company is a new type of stock holding company, referred to as PIMC. Its main purpose is to provide other companies with some unfavorable factors such as strategic planning and capital introduction, so as to realize the revival of the company and embody the principle of win-win cooperation and competition.
Business scope: project investment, venture capital, project financing, investment management, strategic planning, asset restructuring, financing listing and private financing.
Is it illegal for an intermediary who introduces a job to collect a deposit?
Not illegal. Intermediaries are also for-profit organizations, not institutions. It is reasonable to charge agency fees, including deposit. This deposit and agency fee have been collected, and individuals will take good care of it. If labor is involved in the future, the deposit generally belongs to the nature of labor dispatch. Don't worry, if you quit, you will be returned.
Penalties for illegal acts of issuing credit loans
Article 186 Any employee of a bank or other financial institution who, in violation of the provisions of laws and administrative regulations, issues credit loans or guaranteed loans to related parties on terms superior to those of similar loans of other borrowers, thus causing heavy losses, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention and shall also be fined not less than 10,000 yuan but not more than 100,000 yuan; Whoever causes heavy losses shall be sentenced to fixed-term imprisonment of not less than five years and fined not less than 20,000 yuan but not more than 200,000 yuan.
Staff of banks or other financial institutions who, in violation of laws and administrative regulations, extend loans to people other than related parties, thus causing heavy losses, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 10,000 yuan but not more than 100,000 yuan; Whoever causes particularly heavy losses shall be sentenced to fixed-term imprisonment of not less than five years and fined not less than 20,000 yuan but not more than 200,000 yuan.
If a unit commits the crimes mentioned in the preceding two paragraphs, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding two paragraphs.
The scope of related parties is determined in accordance with the Law of People's Republic of China (PRC) Commercial Bank and relevant financial laws and regulations.
Is it illegal for insurance companies to send workers at random?
Combating 1 10 can be punished as disturbing public order.
Legal basis:
Article 23 of the Law on Public Security Administration Punishment commits one of the following acts, and shall be given a warning or fined in 200 yuan; If the circumstances are serious, he shall be detained for more than 5 days 10 days, and may also be fined up to 500 yuan:
(1) Disrupting the order of organs, organizations, enterprises and institutions, resulting in work, production, business, medical treatment, teaching and scientific research not being carried out normally, but causing no serious losses;
(2) disturbing the order of stations, ports, docks, airports, shopping malls, parks, exhibition halls or other public places;
(3) disturbing the order on buses, trams, trains, ships, aircraft or other public transport;
(four) illegal interception or forced boarding, boarding motor vehicles, ships, aircraft and other means of transportation, affecting the normal running of vehicles;
Source Zhengzhou lawyer website link
(5) disturbing the election order conducted according to law.
If people gather to commit the acts mentioned in the preceding paragraph, the ringleaders shall be detained for more than 10 and less than 15, and may also be fined less than 1000 yuan.
Is breach of contract illegal?
Hello, breach of contract belongs to the concept of civil law and belongs to civil law. Some breaches of contract are illegal.
Is it illegal to take the test instead?
Taking the test may be suspected of a criminal offence, so please don't take the test casually to avoid criminal punishment.
Is it illegal?
Not in name, but now there is more and more information. If the police want to check, they can find out the problem.
Is it illegal to introduce others to borrow money? Let's stop here.