Generally speaking, in order to attract new customers and retain old customers, major banks have corresponding annual fee-free policies for credit card processing fees. However, the owner's credit card enjoys special preferential rights, and some banks do not have an annual fee-free policy. Do you know how people's livelihood car owners charge annual credit card fees? Is there an annual fee-free policy?
First, the standard for collecting the annual credit card fee of Minsheng automobile owners
Minsheng Auto Credit Card is a credit card tailored for car owners, which is divided into three grades: gold card, standard platinum card and luxury platinum card, and is suitable for private car owners with different needs. The annual fee is charged as follows:
Gold card: annual fee of main card1annual 300 yuan in 50 yuan;
Standard Platinum Card: the annual fee of the main card is 600 yuan, and the annual fee of the supplementary card is 300 yuan;
Luxury Platinum Card: The annual fee of the main card is 3,600 yuan, and the annual fee of the supplementary card is 1.800 yuan.
Two, Minsheng car owners credit card annual fee free policy
Free in the first year, 8 times a year, and free of annual fee in the second year, but the luxury platinum card is free of annual fee.
Third, the deduction time of the annual credit card fee of the owner of Minsheng Automobile
Twelve months from the month of activation is one year, that is to say, the card issued in July will be one year by the end of June next year. During this period, the card will be swiped eight times without annual fee.
To sum up, I'm here to introduce the annual credit card fee of Minsheng car owners, hoping it will be useful to you.
How much is the annual fee for the gold card of Minsheng Bank's automobile credit card, and how many times is the annual fee exempted?
1. gold card: the annual fee of the main card is 300 yuan/year, and the annual fee of the auxiliary card is kloc-0/50 yuan/year; If you swipe your card within 2 months, you will be exempted from the annual fee for the first year. If the card has consumed 5 RMB transactions or 1 foreign currency transactions in the current year, the annual fee for the following year will be exempted, and so on.
2. Standard Platinum Card: the annual fee of the main card is 600 yuan/year, and the annual fee of the auxiliary card is 300 yuan/year; After the new card is issued and activated, the annual fee for the first year will be charged. If there are 65,438+08 transactions or 50,000 yuan or equivalent foreign currency in that year, the annual fee for the following year can be exempted, and so on.
3. The annual fee for the luxury platinum card is 3,600 yuan/year for the main card and 65,438 yuan +0.800 yuan/year for the auxiliary card;
4. The annual fee of the main card of the diamond card is 1 10,000 yuan/year, and the annual fee of the auxiliary card is 5,000 yuan/year.
Extended data
Annual fee of supplementary card: gold card annual fee 150 yuan Platinum Card Deluxe Edition annual fee 1800 yuan Platinum Card Standard Edition annual fee 300 yuan Puka annual fee 50 yuan.
Overlimit fee:
Cash withdrawal from local peers: 1% transaction amount collection 1 yuan.
Local inter-bank cash withdrawal: 1% of the transaction amount is charged at 1 yuan.
Cash withdrawal from peers in different places: 0.5% of the transaction amount is charged at 1 yuan.
Inter-bank cash withdrawal in different places: 1% of the transaction amount is charged at 1 yuan.
Cash withdrawal from overseas UnionPay: 1% of the transaction amount is charged at 1 yuan.
Foreign non-UnionPay cash withdrawal: 3% of the transaction amount is charged $3.
Minsheng Bank does not charge an annual fee for issuing new cards. As can be seen from the above, the annual fees of gold card and standard platinum card of Minsheng Auto Credit Card are relatively low, so you can save money by swiping this card. However, luxury platinum cards and diamond cards require cardholders to bear a rigid annual fee of several thousand yuan and tens of thousands of yuan. Choose the credit card grade that suits you according to your consumption demand and repayment ability, otherwise you can't afford to pay the annual fee.
Minsheng Bank official website-Credit Card Business
Is there an annual fee for Minsheng Bank credit card?
Minsheng bank credit card charges an annual fee. The annual fee is divided according to the card level, in which the annual fee of ordinary card is the lowest, the annual fee of main card 100 yuan/sub-card 50 yuan is the highest, and the annual fee of main card/sub-card is 30,000 yuan1500,000 yuan.
The specific annual fee standards are as follows:
1. Annual fee for the main card of Puka 100 yuan, and annual fee for the auxiliary card of 50 yuan; (such as Minsheng ID credit card).
2. Gold card annual fee 300 yuan, supplementary card annual fee 150 yuan; (such as Minsheng Mobile Credit Card and Bao Tong Staging Gold Card).
3. The annual fee of standard platinum card is 600 yuan as the main card and 300 yuan as the auxiliary card.
4. The annual fee for the main card of Platinum Wealth Management Card is 1.500 yuan, and the annual fee for the auxiliary card is 750 yuan.
Minsheng Credit Card Free Annual Fee Policy:
1. The annual fee of the first year is exempted when the card is swiped 1 for transactions within two months after the verification of the card, and the annual fee of the next year is exempted for five foreign currency purchases or 1 transactions in the current year.
2. After the standard platinum card is activated, the annual fee for 600 yuan will be charged in the first year. The annual fee for the following year can be exempted if there are 18 valid transactions in the current year or the effective consumption reaches 50,000 yuan or equivalent foreign currency.
3. Platinum wealth management card holders (including the main card and supplementary card) can't reduce the annual fee in the first year, and the accumulated repayment amount of the bill in that year (that is, the accumulated bill in the first 12 months of the annual fee in the next year) reaches 6,543,800 yuan, and they can enjoy the annual fee exemption in the next year.
Waiting time for Minsheng credit card application
/kloc-About 0/5 days, you will be notified by SMS after the bank has passed the approval (including approval and bank card issuance); You can call the bank customer service phone at any time to check the progress or log in to the bank official website to check the progress;
Minsheng bank transfer fee in different places
1. For inter-provincial transfer at the counter, the charging standard is: below 5.5 yuan 1 000, 1.5 yuan 1 000 to 1 000 to 500,000 to 65438+. Minsheng silver card and gold card customers are free of handling fees, and the post and telecommunications fees are half of those of ordinary cards. And diamond card customers don't charge any fees.
2. If you want to transfer money through online banking, you only need to open the online banking of Minsheng Bank Card. Ordinary cards are charged according to the electronic remittance standard of the People's Bank of China. The accumulated daily remittance amount of silver card customers is less than 500,000 yuan, and the excess amount shall be implemented according to the standard of ordinary cards. The accumulated daily amount of gold card customers is less than 6,543,800+0,000, and the excess is charged by ordinary cards. The diamond card is free and the amount is unlimited.
The following are the credit card channels of Ping An Bank, China Merchants Bank, Industrial and Commercial Bank, Agricultural Bank, China Construction Bank, Minsheng Bank, China Everbright Bank and China CITIC Bank. You can apply for it yourself if necessary!
Credit card applications of China Merchants Bank and Ping An Bank
Credit card applications of China Everbright Bank and China CITIC Bank
Credit card applications of Agricultural Bank and Minsheng Bank
How much is the annual credit card fee of Minsheng Bank?
This can be divided into several situations:
MasterCard: the annual fee standard is 100 yuan; Puka supplementary card: annual fee standard 50 yuan;
Gold master card: annual fee standard 300 yuan; Gold supplementary card: the annual fee standard is 150 yuan;
Platinum Card: Annual fee standard 600 yuan.
The annual credit card fee of Minsheng Bank is charged annually. If you swipe your card 1 within 2 months after the card is verified, you can avoid the annual fee for the first year. Swipe your card 8 times in the current year, and the annual fee for the following year can be waived.
in fact
Minsheng bank credit card is still very good. At present, there are many types of Minsheng Bank credit cards to choose from, such as:
1. Frequent travelers can choose from the following cards: Minsheng Air China Companion Co-branded Credit Card, Minsheng Southern Airlines Pearl Co-branded Credit Card and Minsheng HNA Co-branded Credit Card.
2. Cards that can often be selected abroad include: Minsheng VISA full-currency credit card and Minsheng standard dual-currency credit card.
3. Cards that you can choose if you like shopping include Minsheng Shen Han Department Store Co-branded Credit Card and Minsheng.com Tesco Installment Credit Card.
Supplement: Judging from the credit card points used by banks, the credit card points of China Minsheng Bank are relatively high. In addition, China Minsheng Bank has several advantages. First, the installment service of the People's Bank of China's credit card will not occupy the credit card usage quota. And there is no charge for withdrawing cash by credit card. More importantly, if you are a gold card user of China Minsheng Bank, you can also enjoy lawyer services and business travel reservations. Finally, the ID card he provided is very personalized and can be customized by users, but it requires users to pay a certain business card printing fee.
The disadvantage of China Minsheng Bank's credit card is that there are few business outlets, and users may feel a little inconvenient when they need to handle related business at business outlets. Another is to support Alipay consumption. But for this consumption, there are consumption restrictions. Single consumption shall not exceed RMB 1000, and the maximum daily cumulative consumption is RMB 5,000. But this limit should be enough for us ordinary users.
What is the annual fee standard for Minsheng dual-currency credit card?
Nowadays, many credit cards charge an annual fee. In order to attract customers, but also for their consumption, many banks implement an annual fee-free policy. Today, I would like to introduce the annual fee collection standard of Minsheng dual-currency credit card for your reference.
How much is the annual fee for Minsheng dual-currency credit card?
1. Puka: annual fee for the main card 100 yuan/year, and annual fee for the auxiliary card/year in 50 yuan;
2. Gold card: the annual fee of the main card is 300 yuan/year, and the annual fee of the auxiliary card is 150 yuan/year;
3. Standard Platinum Card: the annual fee of the main card is 600 yuan/year, and the annual fee of the auxiliary card is 300 yuan/year;
4. Luxury Platinum Card: the annual fee of the main card is 3,600 yuan/year, and the annual fee of the auxiliary card is 65,438 yuan +0.800 yuan/year;
5. Diamond card: the annual fee of the main card is 1 10,000 yuan/year, and the annual fee of the auxiliary card is 5,000 yuan/year;
6. Unlimited cards: the annual fee of the main card is 30,000 yuan/year, and the annual fee of the auxiliary card is15,000 yuan/year.
What is the annual fee-free policy of Minsheng dual-currency credit card?
1, Puka and Jinka swipe their cards within 2 months after checking their cards 1 free of the annual fee for the first year, and free of the annual fee for the following year for five foreign currency transactions or 1 in the current year;
The annual fee for Minsheng dual-currency credit card is so far. See if you meet the standard of annual fee exemption.
Let's stop here for the introduction of the annual fee of Minsheng Credit Card.