What should you do if you never get back the money someone owes you?

When someone owes you money, it's hard to get it back. I think when you borrow money, first of all you have enough trust and understanding of the person, and the relationship between them is deep. If not, you wouldn't borrow money, would you? It is easy to borrow money, but difficult to get it back. Many friendships often end here, and we need to handle them properly. This happened to me.

When we lend money to someone we trust and don’t get the money back for some reason, we get very angry. If others refuse to give, we need to know what caused this. First of all, you need to understand whether the other party has encountered any difficulties in life and finance, what is their current situation, whether they have a job, and how much their work income is. We should all have a basic understanding of his life.

Second, we are interested in the money. Based on the situation of borrowing the money at the time, was there an agreement on when the money would be repaid and how much interest would be required? If there were no such agreements at the time? So now you can make up for it, write down the IOU, indicate the repayment time and the interest to be paid, etc. , and re-establish this IOU agreement.

When this agreement is reached, no matter whether he breaks the contract now, whether it is sincere or unintentional, when there is an agreement and guarantee, we will calculate it based on this and the related interest, so that we will feel more at ease. However, when we are anxious to get our money back, we must also communicate with the other party to see if the other party has encountered difficulties, and provide some help within our ability to tide over the difficulties.